Rising Car Insurance Rates in 2025: Why Wisconsin Is Bucking the Trend

Car Insurance Rates in 2025

Car insurance rates are climbing steadily across the United States, with most policyholders seeing their premiums rise again in 2025. While this trend isn’t new—rates have been increasing since 2022—Wisconsin drivers may find some relief compared to the rest of the nation. A recent study by insurance platform Insurify predicts that Wisconsin’s rate hike will be significantly smaller than most states, offering residents a bit of a silver lining amidst this nationwide trend. Wisconsin Car Insurance Rates vs. the National Average According to Insurify’s projections, the average annual cost of…

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Drivers see lower auto insurance minimums in Wisconsin

A debate has begun in Wisconsin regarding the value of a new law that will allow drivers to save money with  lower limits of  liability coverage for their auto insurance. Drivers will now be able to ask themselves whether or not it will be worth their while to lower their premiums as the minimum auto insurance requirement has been decreased throughout the state. However, many people are hesitating to rush for that initial savings. The reason for this lower minimum is that earlier in 2011, a bill was signed by Governor Scott Walker…

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Auto insurance anti-stacking language causes disagreements between insurers and lawyers

Following an April vote by Wisconsin lawmakers that permitted the inclusion of anti-stacking language in auto insurance policies, it is anticipated that one of the first acts from the Republican-controlled state legislature will be a decision to permit insurers to disallow policy stacking. The decision in April was made in an attempt to resolve a common battle that was regularly being fought between trial lawyers and insurers. What occurred was the repealing of every element of the “Truth in Auto” law that was passed in 2009, except for the aspect…

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Insurers bring in teams from surrounding areas just to keep up with major storm activity

Severe thunderstorms and tornadoes tore their way through Wisconsin on Sunday. Businesses all over the state shut down as owners begin to assess the damage wrought by the unruly weather system. The state’s insurance companies are beginning to field claims from both business and home owners as they prepare for what has been a particularly devastating storm. The storm is expected to have a considerable impact on hundreds of jobs all over the state as several manufacturing companies temporarily close their doors to recover. Six businesses in the Merrill area…

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Wisconsin auto liability requirement up for discussion

Wisconsin drivers may get a break on their auto insurance prices; Republican’s have put a bill up for vote to decrease the minimum amount of liability insurance required. This may be a no-win situation; some of the components of the bill may end up costing drivers more in the long run. Just over two years ago the Democratic majority passed a bill to raise the minimum liability limits required to reflect pricing changes. It had been over 20 years since liability insurance had been raised. When Republican’s won the state…

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Newly Republican backed bill strongly critized

Car Insurance

A recent Republican backed bill could make drivers in Wisconsin a lot more at  risk. Critics of the bill said that it would revoke provisions in the state budget establishing minimum coverage levels for liability and replace them with much lower standards. Car insurance would still be mandatory, but the minimum levels of coverage would drop. Democrats rallied against the proposition before the Senate and Assembly insurance committees, saying that the reduced levels could take money away from drivers recovering from accidents. Democrats also criticize that there is no evidence…

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