Tag: windstorm coverage

Florida House Bill 13 Aims to Shake Up Home Insurance in the Sunshine State

G. Turner
Citizens Insurance Focus - home insurance

Expanding Citizens Insurance to Address Windstorm Damage Florida is no stranger to the wrath of hurricanes. With the state regularly experiencing some of the costliest natural disasters in the United States, reliable home insurance has become both a necessity and a challenge. Enter House Bill 13, a proposal that could significantly alter the insurance landscape. Sponsored by Rep. Hillary Cassel of Broward County, this legislation seeks to make Citizens Property Insurance Corp. — a state-run insurer — available to all Florida property owners for windstorm coverage. The bill primarily targets…

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2025 Florida Insurance Bills Stir Debate Amid Rising Rates and Hurricane Risks

Spencer Wright
Florida Insurance 2

Key Insurance Highlights in the Upcoming Florida 2025 Legislative Session The Florida Legislature’s 2025 session, beginning in March, is set to tackle a range of critical issues, with several insurance-related bills being hot topics. These proposed measures aim to address housing durability, financial relief for homeowners, and protection amid escalating hurricane activity in the state. Here’s a detailed look at some of the most notable insurance legislation that could reshape the landscape for residents and property owners. Citizens Insurance Windstorm Coverage Expansion One of the most discussed legislative proposals is…

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Windstorm Coverage for All? The Bold New Proposal for Citizens Insurance

G. Turner
Citizens Insurance

Florida House Bill 13 Proposes Transformations for Citizens Insurance A significant proposal aimed at reforming Florida’s state-backed Citizens Property Insurance Corporation is currently under review for the 2025 legislative session. House Bill 13, introduced by Representative Hillary Cassel of Broward County, suggests making Citizens Insurance available to all Florida property owners while limiting its coverage exclusively to windstorm damage. This proposal has sparked considerable debate, with varying opinions emerging on its potential effectiveness. Expanding Windstorm Coverage to All Floridians House Bill 13 proposes transforming Citizens Insurance into a windstorm-only insurance…

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