Tag: wildfire mitigation strategies

The Hidden Link Between Fireproof Homes and Affordable Insurance in Idaho

Live Insurance News
Fireproof Homes and Affordable Insurance in Idaho

Idaho’s ‘Home Hardening’ Initiative Tackles Wildfire Risk and Insurance Challenges Idaho homeowners are feeling the heat, and not just from soaring summer temperatures. With an increasing number of wildfires blazing across the region, insurers are pulling out. By 2025, nearly 25 of the 91 insurance carriers operating in the state had left, citing wildfire risks as the main culprit. And for those that remain, stricter underwriting practices mean higher premiums or outright refusals to renew coverage. Dean Cameron, director of the Idaho Department of Insurance (DOI), puts it bluntly, “Insurance…

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Florida Property Insurance Shake-Up: What Every Homeowner Must Know in 2025

Tate Ellison
Florida Property Insurance

Florida Property Insurance – New Players, Wildfire Risks, and Legislative Shifts The property insurance market in Florida has long been a hot topic, and 2025 is no exception. With new insurers entering the state, wildfire hazard maps being updated, and ongoing legislative battles shaping the landscape, Floridians are witnessing significant developments. But what does all this mean for homeowners, insurers, and the future of property coverage in the Sunshine State? Here’s a closer look. Florida Welcomes New Insurers Amid Shifting Market Dynamics Over the past two years, Florida has seen…

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Private Firefighters in Los Angeles – A Lifeline or a Luxury?

Ester Adams
Private Firefighters

Private Firefighters Play a Growing Role in Los Angeles Wildfires The wildfires that often ravage Los Angeles pose a persistent challenge to the region’s safety and infrastructure. This past season’s fires have once again highlighted the role of private firefighting services, which are increasingly called upon to safeguard high-value properties. While traditionally perceived as an option reserved for the wealthy, the growing interest in these services raises questions about their integration into broader insurance policy offerings—and whether they could become more accessible in the future. Private Firefighters Mobilize to Protect…

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