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Are Outdoor Patios And Paving Properly Covered By Home Insurance Policies?

May 30, 2023 Guest Author

A home insurance policy helps cover the contents of a building as needed, but does this extend to the outdoors as well? What happens to your patio or paving in case of damage? The short answer is that most home insurance policies do indeed cover both of these features in case of damage and will pay to have them replaced. Your patio is usually covered under the buildings section of your home insurance policy. This section is also responsible for shed, paving, gates, and boundary wall coverage as well. In…

The Serious Illness Insurance Market Will Reportedly Hit $354 Billion By 2031!

February 17, 2023 Guest Author

On a global scale, the serious or critical insurance market is reported to remain on a rise! Advancements in science and medicine makes it easier than ever for consumers to consider the possibility of having to live with cancer, heart disease or kidney failure during their lifetimes. By understanding more about common diseases, it appears that consumers are also wanting more insurance coverage to adequately address potential future medical emergencies. Allied Market Research was able to release their 2021 findings that clearly stated that the serious illness insurance market generated…

Does Homeowners Insurance Cover Plumbing and Pipe Leaks?

August 5, 2020 Guest Author

Owning your own home is exciting but there are also basic chores and situations you need to be aware of. This will allow you to act in the best possible way should something negative happen. For instance, burst pipes which flood the house. Having your own home may mean that you have replaced the plumbing system and can feel fairly confident that you’re not going to have an issue. However, pipe leaks and plumbing disasters can happen to anyone at any time. It’s best to be prepared. Know Your Plumber…

5 Signs You Are Dealing with an Unprofessional Medical Malpractice Insurance Company

April 16, 2019 Guest Author

Medical malpractice insurance is an insurance product specifically designed for medical professionals including doctors, nurses, and other healthcare professionals. At its core, medical malpractice insurance is similar to the professional liability insurance policies that businesses get to protect themselves from consumer lawsuits. Much like liability insurance, medical malpractice insurance helps doctors and other healthcare professionals to cover the cost of lawsuits filed by patients. Importance of Picking a Trusted Insurance Partner Medical malpractice insurance companies have the supremely complicated job of understanding the intricacies of medical care, insurance, and legal…

Home Warranty Vs. Home Insurance

October 6, 2017 Marc

Homeowners insurance claims from sinkholes rising in Florida

A home warranty is one of the most mystifying products in existence, but it has been gaining a lot of success as of recent. ServiceMaster Global, which owns American Home Shield, the largest and most recognizable company in the home warranty industry, has reported a revenue of more than US $1,000,000,000 in 2016! Such incredible revenue for a company of that type have lead the decision makers to spin it off to a separate company, a testimony to its incredible popularity. American Home Shield employees 1,600 men and women in…

The Deep Freeze And Your Insurance Coverage

January 26, 2014January 25, 2014 Guest Author

Wintry weather can wreak havoc on property. Fallen power lines and tree limbs along with burst water pipes are just a few of the problems home-and-business owners face. When a winter storm hits the last thing anyone wants to do is worry about whether any damage is covered by insurance. The good news is that many times insurance does cover damage caused by storms. Damage caused to homes by ice and falling limbs is covered by homeowner’s policy, according to an article by CBC News. That’s great news for those…

Homeowners insurance coverage confusion regarding power failures

November 1, 2012October 30, 2012 Julie Campbell

New York power outage from Hurricane Sandy- Homeowners Insurance fraud Coverage

Following Hurricane Sandy, many people would like to know if they are covered when the lights go out. Typically, a power outage causes a minor level of inconvenience – especially at home – but when a storm such as Hurricane Sandy strikes, many people wonder if the losses that can occur from those events are covered by their homeowners insurance policies. After a certain number of hours, it is no longer a matter of simply not being able to watch TV. For example, when power failures occur in the dead…