New York State Fines Auto Insurers $20 Million Over Reporting Failures The New York State Department of Financial Services (DFS) has handed down $20 million in fines to 37 auto insurers for failing to report new and terminated insurance policies in a timely manner. This enforcement move, announced recently, comes after years of warnings from state regulators about ongoing reporting failures. While the fines aim to improve compliance, the case has raised important questions about outdated reporting systems, consumer protection, and accountability. Why Timely Reporting Matters for Drivers When you…
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Crashes, Claims, and Calm Driving—Lessons from Tesla and Cadillac Owners
Tesla Drivers See Spike in Incidents New data from Lending Tree paired with other research sources provides a deeper look into Tesla drivers and their driving patterns. The findings raise pressing questions about driver behavior, advanced vehicle technology, and their collective impact on road safety. Lending Tree’s analysis shows that Tesla owners reported an average of 37 incidents—accidents, speeding tickets, DUIs, and more—per 1,000 drivers in 2024. That’s a rise from 31 in 2023, suggesting that factors like increased Tesla ownership, overconfidence in vehicle technology, or regional driving dynamics might…
Read MoreThe Hidden Threat: Drowsy Driving and Its Consequences
Approaching Holiday Rush: The Ongoing Threat of Drowsy Driving As we transition into the bustling holiday season, the roads become a hive of activity, heightening the risks that accompany drowsy driving. This often underappreciated hazard continues to endanger lives and escalate costs, particularly during this festive period when the pace of life quickens. A recent report from CarInsurance.com highlights the alarming regularity with which drivers fall asleep behind the wheel, along with the severe consequences that follow. As we navigate the holiday rush, it’s crucial to remain vigilant about the…
Read More5 great reasons to take out an accident insurance policy in Thailand
Thailand is a magnificent place to live, which attracts many people from overseas, either to work or retire and enjoy the many benefits that the country provides. That includes being surrounded by amazing culture and living in a tropical climate which is conducive to having fun by the coast. There is never a shortage of activities while surrounded by stunning scenery which attracts millions of visitors each year. It is an affordable place to live, especially compared to many Western countries, meaning that the many wonderful restaurants can be enjoyed…
Read MoreLeveraging Allstate Drivewise for Safer Driving Amid Rising Accident Rates
Significant Safety Enhancements for Drivewise Users Allstate has uncovered significant safety improvements for drivers who actively use their Drivewise feature, according to a joint analysis with their mobility information and data. The findings indicate that Allstate customers who opt into Drivewise, accessible via the Allstate app, are substantially safer on the road. The program’s data shows a compelling 25% reduction in severe collisions for Drivewise users compared to non-users. Furthermore, an Arity study on driving behavior supports the idea that Drivewise customers are generally more cautious drivers. They are less…
Read MoreAre Automated Driving Features in Your Car Really Safeguarding You?
The rise of automated driving features has promised a future of hands-free convenience and enhanced safety. But are these advanced systems living up to their assurances, keeping drivers out of harm’s way? A recent study conducted by the Insurance Institute for Highway Safety (IIHS) forces us to confront the efficacy and safety of these technologies head-on. Partial Automation, Full Concerns Study Highlights Only one of 14 partially automated systems tested earned an “acceptable” rating. The majority of systems received a “poor” rating; none received a “good.” Marketing by some automakers…
Read MoreAllstate America’s Best Drivers Report for 2017 released before deadliest driving day
Motorists headed out on July 4 may want to check out the stats from this nationwide insurance company. The annual Allstate America’s Best Drivers Report has now been released, identifying July 4th as yet again the deadliest day on the country’s roads. Motorists are being cautioned to have a close look at the data and to be very careful when they get behind the wheel on Independence Day. Allstate, for its part, has issued its report alongside a new safe driving campaign, in the hopes of improving the numbers. Despite…
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