The federal government is making moves to make health insurance more affordable for those with pre-existing conditions. Today, officials expanded a program that was established as part of the new healthcare laws. Throughout the country, the government is lowering insurance rates on special policies that cover those with chronic conditions like cancer and diabetes. Furthermore, restrictions on who can apply for pre-existing condition insurance plans have been loosened, allow for more people to purchase such policies. Originally, the program was designed to help those with chronic illnesses receive temporary coverage…
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Living organ donors have a hard time finding health insurance
Living organ donors are facing some major challenges when it comes to obtaining insurance coverage. Organ donation can often be a tricky subject. Donation isn’t often associated with organs coming from a living patient, but rather one that is recently deceased. Living donors are commonplace, providing a kidney or a part of their liver to those in need. Many health insurers are now claiming that organ donation is equivalent to a pre-existing condition, making affordable coverage a real issue for living donors. While insurers are barred from explicitly denying coverage…
Read MoreTurn-out for Pre-existing Condition Insurance Plan Not as Expected
A newly released feature of the health care reform which allows people who have been previously rejected for coverage due to pre-existing health issues is not attracting as many consumers as expected. Some states are claiming the costs for existing high risk pools are already too high, and many worry that the 5 billion dollars allotted by congress as a start up for the plans may not be enough to cover the claims. The federal health officials argue that the new insurance plan is only experiencing “growing pains”. It will…
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