Tag: personal injury protection

Florida’s Push to Reform the No-Fault Auto Insurance System

John Bowers
No-Fault Auto Insurance System

Efforts to reshape Florida’s auto insurance laws are in full swing, with the Senate Banking and Insurance Committee preparing to review the latest proposal, SB 54. This ongoing debate could significantly impact drivers across the Sunshine State. Here’s what you need to know about Florida’s no-fault system, the proposed changes, and what they mean for you. Understanding Florida’s No-Fault Auto System Florida is one of only two states that mandates a no-fault auto insurance framework. Under this system, drivers are required to carry personal injury protection (PIP) coverage, a policy…

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Higher Coverage, Higher Costs? Massachusetts Rolls Out New Auto Insurance Law

Ben Jones
Massachusetts Auto Insurance Law

Massachusetts to Raise Minimum Auto Insurance Coverage Limits by July 2025 Massachusetts is set to implement significant changes to its mandatory auto insurance coverage requirements starting July 1, 2025. Governor Maura Healey recently signed legislation increasing the minimum insurance coverage limits, aligning with a growing trend across the United States. These updates aim to improve financial protection for drivers while minimizing the risk of policyholders facing inadequate coverage after an accident. Below, we examine the rationale behind the changes, statistics on how often claims exceed policy limits, and national shifts…

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Florida’s Uninsured Drivers Crisis: A Dangerous Road Ahead

Loreen
florida insurance

The winding roads of Florida are becoming increasingly perilous not just because of the usual hazards, but due to a financial predicament that is putting more drivers at risk. The number of uninsured drivers in the Sunshine State is soaring. Recent data reveals that insurance affordability is becoming a significant roadblock, leading many to hit the roads unprotected. The Escalating Challenge of Uninsured Motorists Florida’s Dilemma: Costly Coverage Drives Uninsured Rates Up According to the Insurance Information Institute (Triple-I), between 16 to 20% of Florida’s motorists are skipping out on…

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Lawsuit Alleges USAA Uses Computer System to Arbitrarily Deny, Reduce Claims

Logan B.
USAA Insurance News

In a legal case currently gaining attention, USAA is accused of utilizing a computer program to indiscriminately deny or lessen claims for personal injury protection and medical payments. This system, provided by CCC’s Auto Injury Solutions, is at the heart of numerous lawsuits that the insurance giant has faced in recent years. Allegations of Systematic Denials The class-action lawsuit, which emerged from Washington Superior Court for Clark County, suggests that USAA’s reliance on Auto Injury Solutions’ (AIS) computerized system is to the detriment of policyholder claims following vehicle accidents. San…

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Allstate to Scale Back in New York and New Jersey Following Lower Rate Increases

Loreen
Allstate Auto Insurance rate increase

Allstate’s Partial Auto Rate Increase Approval and Its Impact Allstate Insurance, a titan in the auto insurance industry, has recently been thrown into a strategic conundrum. After receiving approval for lower-than-requested rate hikes in both New York and New Jersey, the company is now reconsidering its presence in these states. Despite lobbying for a 29% rate increase in New Jersey and an 18.3% hike in New York, regulatory authorities only concurred to rate increases of just under 17% and 14.6%, respectively. This partial approval has led Allstate to question its…

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5 Essential Tips When Getting Car Insurance Quotes

Guest Author
Car Insurance Qoutes

In the United States, all drivers are required to insure their vehicles from trucks to motorcycles and everything in-between. However, finding the right car insurance policy to meet your needs can be a daunting task. You’ve likely seen countless commercials and advertisements with each company claiming that they are the best, but how can you be sure you’re finding the right coverage at the right cost? Follow these five essential tips and you’ll never have to worry about overpaying for auto insurance again. Review Your State’s Minimum Insurance Requirements Before…

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Types of Car Insurance Coverage in the U.S.

Guest Author

Car insurance plans, unlike health insurance, consist of various categories of coverage, each of which has a unique set of fees and benefits. Because drivers can typically choose different coverage amounts for various elements, it’s crucial to understand which types of insurance are appropriate for you. Types of Insurance Coverage 101 Before diving in and selecting an insurance coverage plan, you have to ask yourself some questions: How can you know which option to go for? Is it a legal requirement in your state to have coverage? Is there a…

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