California Health Insurance Law SB 1120 Takes a Stand Against AI-Driven Health Insurance Denials

California Health Insurance Law

California Enacts SB 1120 to Rein in AI-Powered Health Insurance Decisions California has taken a groundbreaking step in regulating the role of artificial intelligence (AI) in health insurance decision-making. Senate Bill 1120 (SB 1120), also known as the “Physicians Make Decisions Act,” prohibits health insurers from denying, delaying, or altering claims solely based on AI algorithms. Signed into law by Governor Gavin Newsom, this legislation ensures human oversight in healthcare coverage decisions, addressing mounting public concerns about fairness and accuracy in the use of AI technologies. Effective as of January…

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States decide if large businesses can use health exchanges

According to the regulations for health care reform issued by the federal government, the authority over whether or not large companies can buy coverage through the new health exchanges will be given to the states, beginning in 2017. These state health exchanges are to play a central role in the Patient Protection and Affordable Care Act. The first wave of availability will begin in 2014, when it will become available to businesses with 100 employees or less, and individuals; particularly those who qualify for subsidies for federal health insurance premiums.…

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New Data Protection Insurance

With the world continuing to move into a more technologically driven future, the threat against virtual security is becoming much more prevalent. In the medical field, changes are being made to move patient records into electronic data bases and that means that they will become susceptible to hackers. As a result of this many insurance companies are beginning to offer protection for physicians and their patients, known as data breach protection. When a data breach incident occurs, physicians are required by law to report the happening to a PR agency,…

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