The Affordable Care Act, ACA or “Obama care,” was enacted in 2010 and has had extreme proponents and detractors ever since. The Act was a reaction to the soaring costs of healthcare and health insurance, leaving millions uninsured and going into medical bill debt. So, what is the ACA, exactly, and what are its benefits? Read on to find out. Affordable Health Insurance The central pillar of the ACA is Obama care plans that provide affordable insurance to millions of people who previously had no coverage. Over 20 million Americans…
Read MoreTag: obama care
How the New Health Insurance Laws of 2014 Will Affect Businesses
Health care has always been a hot topic. Historically health insurance was too expensive for many smaller businesses and individuals to have. Unfortunately the failure to obtain that insurance could result in very high medical costs when hospital, doctor, or dental visits were required. The Affordable Health Care Act known by many as ObamaCare will come into full effect in January of next year. It is meant to reform health care as we know it. There will be many changes that businesses and employees should be aware of. Overall Health…
Read MoreUK versus US dental insurance
Dental insurance helps to cover the cost of dental care. In the UK, dental insurance is much less common than in the USA, as many people rely on the National Health Service for their dental care, while in the USA there is no state-funded health system and fees are consequently considerably higher. UK dental insurance Dental insurance is sometimes provided by companies and employers as part of an employee benefits package and individual policies are also available. Dental insurance policies may provide cover for NHS or private dental treatment, but…
Read MoreUS Health and Life Insurance in the Next 5 Years
Taking out life insurance is an important decision that provides your beneficiary with a benefit at the moment of your death. However, when it comes to thinking of the future, health care is a factor that does not only contribute to your wellness, but that will be connected to changes in life insurance terms now that the Obama administration is moving forward with the health care law. The health care law that presumes to provide equal opportunities to all American citizens to receive medical attention and get insured regardless if…
Read More