A new state law designed to get auto insurance rates under control could risk biker coverage. Motorcyclists are feeling nervous about potential upcoming changes to Michigan motorcycle insurance coverage. The state has been making some serious moves to reduce its auto insurance rates after having been the most expensive in the country for many years. The new law will allow motorists to purchase limited personal injury protection benefits. The new state auto insurance law was signed by Democratic Governor Gretchen Whitmer after having been pushed by the Republican-led state legislature.…
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Motorcycle insurance could ease significant cost burden
Crashes are leading to significant expense for states. The importance of motorcycle insurance has been brought to the forefront of Indiana’s attention following a series of tragic accidents that have left several riders dead in the northeast of the state this summer. It is also making state lawmakers consider making helmets a required precaution. This would add Indiana to the list of 20 other states that maintain this requirement. However, not every state finds it easy to put these rules into place. Many bikers feel that they should have the…
Read MoreSwinton Bike Insurance gives motorcyclists winter preparedness advice
As winter makes its way closer, Swinton Bike Insurance is offering motorcycle riders some useful tips to help keep themselves safe and to help minimize the risk of a collision while they’re on the roads. This top motorcycle insurance broker has been providing coverage from many years and knows that though many people choose to store their motorcycles throughout the winter months, many people can enjoy these vehicles year round as long as they take the right precautions. These include: • Wearing appropriate clothing to stay warm against frigid winds,…
Read MoreCustom motorcycle insurance and what you need to know about it
Deciding on the right motorcycle insurance policy can be a challenging affair for a number of different reasons. Among those who have motorcycles with personalized and custom work, there are several things that you need to know in order to make the right selection for its insurance. Regardless of whether you’ve had a custom built vehicle or if you made the changes yourself, you need to make sure that the insurance policy you choose will suit the worth of the motorcycle itself. Not every motorcycle insurer offers policies that will…
Read MoreAdequately insured motorcycle riders don’t require helmets
Motorcycle riders who carry enough motorcycle insurance – and who carry proof of that coverage – are now allowed to drive in Michigan without helmets following a preliminary vote in the state’s House that lifted that requirement. The legislation states that any motorcycle driver who is 21 years or older will be allowed to ride without wearing a helmet as long as he or she carries a minimum of $20,000 in medical coverage. Furthermore, the driver must have successfully completed an approved motorcycle safety course and must have at least…
Read MoreMotorcycle thefts in the United States dropped by 24 percent in 3 years
The National Insurance Crime Bureau has announced their latest statistics regarding motorcycle thefts, and said that in 2010, the number of stolen vehicles fell by 24 percent when compared to the total in 2007. In 2007, there had been 65,678 stolen motorcycles reported, but in 2010, that number fell to 49,791, according to the National Crime Information Center data. The statistics also identified the makes that were most frequently stolen in 2010. As with automobiles, the top manufacturer of stolen motorcycles was Honda (12,260). This was followed by Yamaha (9,853),…
Read MoreThe right choices mean consumers can save more money on motorcycle insurance
Motorcycle owners who aren’t ready to give up their vehicles over the price of insurance premiums are coming up with some effective ways to save money and yet still maintain the level of coverage that they need. The first step is to make certain that the opportunity for theft or vandalizing of the motorcycle is reduced. When you buy a bike, make sure that you have a place to store it. Since they don’t require that much space, a small portion of your garage, or even a shed will usually…
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