Iowa employers to pay more for health insurance rate increases, but won’t stop

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Companies may be paying a great deal more, but they are still offering these benefits to their workers. Iowa employers who offer medical coverage as a part of their employee benefits will be facing far higher health insurance rate increases. That said, those companies are not dropping the benefit and are continuing to cover their teams of workers. The average Iowan employer will see health insurance benefits premiums rising by 8.4 percent. This figure was compiled by a survey conducted by consultant David P. Lind. They found that employers with…

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How to find the best options for auto insurance in Phoenix

Auto Insurance in Phoenix

Anyone who is looking for auto insurance in Phoenix will want to shop carefully. The wrong choice can be not only costly in terms of premiums but may not give the customer the right coverage. Full coverage or PL/PD? Policies fall into to two basic categories. Full coverage is the more robust package. It covers damage to the driver’s car in addition to the car of the other party. This kind is a requirement if the car is a fairly expensive or newer one as well as if the car…

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Best Healthcare System Examples From Around The World

Health Insurance

The World Health Organization evaluates international health care systems based on five criteria. Factors include the health of the overall population, care inequalities within the population and the responsiveness of the health system. The WHO additionally assesses heath care provided to the various economic levels of a population along with who covers the cost of the health system. The following countries offer some of the best health care on the planet. Switzerland The health care system of the country represents the Bismarck Model, named for its founder, Prussian Chancellor Otto…

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Health insurance for employees is on the rise in Massachusetts

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Employer sponsored coverage is becoming more common among workers within the state. According to the data in a recent report, the percentage of employees in Massachusetts who are opting to take part in their employer’s sponsored health insurance coverage instead of taking home a larger amount of pay has increased since 2006, when the state overhauled its medical coverage system. The report also suggested that the federal Affordable Care Act may replicate this same result. The share of employees who have health insurance through their employment increased from having been…

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Health insurance premiums are a motivator to live healthier

walking for health insurance savings

A recent study has shown that coverage costs can encourage people to exercise more and get fit. There was a great deal of controversy that arose when a health insurance company first started charging higher rates for individuals who were obese, but whether or not it is deemed appropriate or fair, a recent study has shown that it can give people the motivation they need to bring their weight down to healthier levels. When policyholders were given the choice to lose weight or pay more, they quickly started dieting. According…

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Health insurance research shows coverage and being healthy are not the same

Health Insurance benefits

The Oregon Health Experiment has demonstrated that even people with a plan get sick and die. A study about the relationship between health insurance coverage and actually being healthy was conducted in Oregon and showed that having a plan doesn’t necessarily guarantee wellness. The project was lead by Amy Finkelstein, from MIT, and showed that the two are not the same. Called the Oregon Health Experiment, the research indicated that while some people who have coverage live long and healthy lives, others get sick and die. It also determined that…

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Health insurance restrictions for abortions approved by Pennsylvania lawmakers

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The House has passed a bill that would limit the amount of this coverage that could be obtained through the exchange. A House committee in Pennsylvania has just given its approval to a bill that would restrict the coverage that is available for abortion under the health insurance exchange that is being established in the state under the Affordable Care Act. The bill was passed following a vote that occurred essentially along party lines. The vote passed the bill at 15 to 9, which will send the proposal forward. The…

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