Louisiana is no stranger to the crossroads of tort reform and its auto insurance crisis, and as the 2025 legislative session gains speed, the conversation is anything but quiet. With lawmakers, legal experts, insurance companies, and citizens all deeply invested, the question remains whether the proposed changes will truly impact insurance premiums or simply shift the scales of justice. What Is Tort Reform, and Why Does It Matter? At its core, tort reform is about reshaping the rules of civil lawsuits, particularly those involving personal injury claims. A “tort” happens…
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