Tag: Kaiser Family Foundation

Long term care insurance requires some significant changes to boost its caring

Long Term Care Insurance cost for women gender

The Kaiser Family Foundation has released an article making suggestions to change the sector. In an article entitled “Putting The ‘Care’ Into Long Term Care Insurance”, the Kaiser Family Foundation posted on its news site that the sector of coverage is creating too much of a struggle for those it covers, and that changes need to be made in order to resolve these issues. According to the organization, the coverage has a lot to offer, but it is still very hard on its customers. As a lead in to its…

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Health insurance group plans are 97 percent more expensive than in 2002

Julie Campbell
Cost of health insurance rates

The price of medical coverage has been on a rapid climb throughout the last decade. A new national business survey has released its results this week, and it has shown that the cost of family health insurance through workplace plans has increased another 4 percent this year, while wages rose by only 1.7 percent. The survey was conducted by the Kaiser Family Foundation/Health Research & Educational Trust. The gap between the coverage sponsored by employers, and the salaries paid to the employees is considered even more significant when the trend…

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Health insurance premiums on the rise in 2012

S.Vagus
car insurance rates homeowners

Survey shows health insurance premiums are growing Employer sponsored health insurance premiums for family plans went up this year, according to a survey from the Kaiser Family Foundation and the Health Research & Educational Trust. Health insurance premiums have been a serious concern since the Affordable Care Act was passed in 2010. The federal health care law seeks to lower premiums, but many suggest that the changes the law brings to the health care and insurance industries will, in fact, cause a spike in health insurance premiums. Premiums show modest…

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Kaiser Foundation report predicts health insurance rebates for U.S. workers

S.Vagus
Health Insurance refund

Rebates spurred by Affordable Care Act The Kaiser Family Foundation has released a new report that shows U.S. consumers can expect to see large rebates from health insurance companies. These rebates come courtesy of the federal Affordable Care Act. One of the law’s provisions, known as medical loss ratio, requires insurers to pay no less than 80% of the money they collect from premiums on improving medical care. If companies cannot meet this standard, they must return this money to policyholders. The Kaiser report notes that those receiving health insurance…

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Americans speculate regarding the outcome of the Supreme Court’s decision regarding the health care reforms

Julie Campbell

According to a poll performed by the Kaiser Family Foundation, the majority of people in the United States believe that the Supreme court will rule against the law at the center of the health care reform that would require Americans to purchase health insurance, and that it will deem this law to be unconstitutional. Slightly less than one third of Americans believe that the Affordable Care Act provision of the healthcare overhaul will be upheld by the Supreme Court. When the participants in the poll were asked whether or not…

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Healthcare overhaul to bring health insurance to approximately 2.5 million more young adults

A new rule in the healthcare reform has made it possible for many young Americans to maintain their coverage under their parents’ plans, which will allow an additional 2.5 million people who are 25 years old or younger to be insured. According to the Centers for Disease Control and Prevention (CDC), there was an increase in the percentage of insured individuals between the ages of 19 and 25 from 64 percent in June 2010 to 73 percent in September 2010. This rise is credited to the coverage provision of the…

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Health care costs may be uncontrollable as the populace ages

The costs of health care are on the rise, putting heavy financial strain on insurance companies which, in turn, translates into higher premiums for consumers. While arguments regarding the cause of rising health care rates abound, the real reason for the phenomenon may be something that is impossible to control. The so-called baby boomers generation is steadily aging, with many reaching the twilight years of life. With age comes a sleuth of new medical concerns ranging from cancer to dementia. While older generations have been dealing with such troubles for…

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