Live Insurance News

How Climate Impacts Your Property Insurance Costs

July 24, 2019 Guest Author

climate change and property insurance costs

There are plenty of factors that can impact your property insurance costs, from your location and the size of the home to the contents, but one thing that homeowners may not be prepared for is how climate is now affecting their premiums. A recent report released shows Canada is warming up at twice the rate of the rest of the world; this has left insurance providers feeling uneasy. That uneasiness is most likely going to translate to a rise in premium rates. So how exactly does climate impact your property…

Motorists Insurance and Enservio Sign Multi-Year Software Agreement

January 12, 2016 PR Article

A multi-year contract for Enservio’s contents management SaaS application for all contents claims needs NEEDHAM, Mass. – January 12, 2016 – Enservio, Inc., a leading provider of contents claim management software, payments solutions, and inventory and valuation services for property insurers, today announced a multi-year agreement to provide The Motorists Insurance Group with ContentsExpress™, the leading self-service contents management solution, as well as onsite inventory and valuation services. Available as a web-based, SaaS subscription, ContentsExpress is the industry’s leading contents management solution trusted by hundreds of property insurance carriers nationwide.…

Good insurance news for Missouri consumers who recently made claims

July 13, 2015July 11, 2015 G. Turner

The state department has now helped them to obtain additional payments for their early 2015 claims. For many consumers across Missouri, the insurance news has been good, as many of those who filed complaints against their insurers received assistance from the state Insurance Department and will be receiving additional claim payments. A total of $6.3 million in additional payments will be made for many claims made in the first half of the year. The majority if this insurance news has to do with claims made on health plans. That type…

Understanding flood insurance in the US

January 26, 2014January 25, 2014 Note From The Editor

Flood protection is a problematic issue Flood insurance has become a strange subject in the U.S. Many homeowners are unaware of flood protection, but for those living in coastal regions of the country this protection is mandatory. Private insurers do not typically offer flood protection because of the costly nature of natural disasters and how often these disasters can cause floods in certain parts of the country. As such, the only place that most homeowners can find flood protection is through the National Flood Insurance Program. Receiving protection from this…

Home Warranties and the Real Estate Market: Is it worth your money?

February 24, 2013April 14, 2014 Guest Author

Home Warranties And The Market… In the real estate market, most homeowners find themselves at the mercy of their Realtors and their expertise. When buying and selling homes, people rarely have time to research home warranties, interest rates, appraisers, home inspectors, and all of the other factors and questions that might arise during the process. So, it is very important to use a qualified, trustworthy Realtor with a good track record and comes recommended by previous customers. One problem with putting so much faith in Realtors is the kickbacks and…

Homeowners insurance customers to receive assistance with Sandy claims

November 7, 2012November 6, 2012 H. Cutner

Officials in New York have changed the regulations to help ease the process and help victims. Homeowners insurance companies that are providing coverage to residents of New York whose homes were damaged by Hurricane Sandy will now be facing some different rules to help speed up claims processing. The new rules have to do with the acceptable forms of loss documentation. For claims relating to damage caused by superstorm Sandy in New York, homeowners insurance companies are now required to accept the documentation of the losses provided by the policyholders,…

How to protect your jewelry with the right insurance coverage

February 15, 2012May 5, 2013

As award season kicks off, the world looks to the United States as the stars walk the red carpets decked out in the very finest in fashion and highly insured jewelry. This should come as a reminder that even if your own jewels aren’t worth millions, you may still be wise to give them adequate insurance coverage. According to Allstate Insurance Company’s vice president of consumer household, Keith Rutman, many people actually hesitate to wear their good jewelry in the fear that these precious items could go missing. He explained…