health insurance regulations Archives

California Health Insurance Law SB 1120 Takes a Stand Against AI-Driven Health Insurance Denials

January 11, 2025January 10, 2025 Angela Linders

California Enacts SB 1120 to Rein in AI-Powered Health Insurance Decisions California has taken a groundbreaking step in regulating the role of artificial intelligence (AI) in health insurance decision-making. Senate Bill 1120 (SB 1120), also known as the “Physicians Make Decisions Act,” prohibits health insurers from denying, delaying, or altering claims solely based on AI algorithms. Signed into law by Governor Gavin Newsom, this legislation ensures human oversight in healthcare coverage decisions, addressing mounting public concerns about fairness and accuracy in the use of AI technologies. Effective as of January…

California’s New Law Restricts AI’s Role in Health Insurance Decisions

January 6, 2025January 5, 2025 Nordstrom

California is taking a significant step to address public concerns regarding artificial intelligence (AI) in health care. Senate Bill 1120 (SB 1120), signed into law by Governor Gavin Newsom in 2024, prohibits health insurance providers from using AI as the sole basis for denying claims. The law aims to uphold the critical role of human judgment in health care decision-making. Striking a balance between technological advancements and ensuring patient care, the legislation is set to have both immediate and far-reaching impacts. AI’s Growing Role in Health Insurance and Its Controversies…

Biden administration seeks to restrict ‘junk’ health insurance plans

July 13, 2023July 12, 2023 Nordstrom

Health insurance - White House - US Flag

A proposal is expected to be made tomorrow for a new regulation to crack down on short-term coverage. The Biden administration is expected to propose a new regulation tomorrow, with the intention of cutting back on short-term health insurance plans. This rule is long awaited and expected, to reign in the expansion of weak coverage from the Trump years. Democrats have been criticizing the expansion of thin health insurance coverage that was permitted during the Trump administration. They, along with patient advocacy groups, have criticized this type of skimpy coverage…

Colorado health insurance will continue to protect those with pre-existing conditions

June 18, 2018June 17, 2018 G. Turner

Colorado health insurance continues to protect those with pre-existing conditions - man in wheelchair

As Americans across the country return to struggling for coverage, Coloradans will be spared. Colorado health insurance will maintain its coverage of individuals with pre-existing conditions, despite the Trump administration’s recent moves. The president shocked the health care industry earlier this month when the Department of Justice announced it wouldn’t be defending certain central components in the Affordable Care Act. This announcement may mean that Americans with pre-existing conditions could once again lose coverage. That said, Colorado health insurance law will make certain that residents of the state will continue…

Health insurance in California to be affected by Insurance Commissioner race

June 2, 2014May 31, 2014 S.Vagus

Dave Jones California insurance commissioner insurance industry rates

Dave Jones fights to keep his position as the state’s Insurance Commissioner California is currently searching for a new Insurance Commissioner and the state’s incumbent, Dave Jones, is facing some serious opposition. Jones has become a regulatory powerhouse over the past few years, using his authority to hold the state’s insurance companies to a higher standard. Jones has won support for being an enthusiastic consumer advocate, but he has also made enemies within the insurance industry due to his aggressive stance on regulation. More aggressive regulations could keep insurers in…

Understanding health insurance limitations and rules

March 29, 2014March 28, 2014 S.Vagus

Health insurance continues to be a problematic and confusing issue for many people. While some may be taking steps to understand their insurance policies to the best of their capabilities, they could still be exposed to problems that are difficult to recognize. Visiting a doctor, for instance, is something that many people do not give a second thought to because they often believe that their insurance policies will cover instance of medical care. This is, however, not the case. The simple act of visiting a doctor can turn into an…

Health insurance regulations raise concerns over privacy from gadgets

February 14, 2014February 11, 2014 Julie Campbell

health insurance privacy fitness devices

Connected mobile and wearable fitness devices could soon be sharing medical data. While technology in the fitness category – including tiny computers in everything from wristbands to headbands is becoming the very latest trend, many are starting to wonder about the security and privacy repercussions of allowing these devices to be incorporated into health insurance coverage rules. In the future, the law may make it possible for the fitness and medical wellbeing of employees to be monitored. Although there could be some benefits to using these mobile devices and fitness…