Adding supplemental dental insurance to Medicare coverage

eHealth, Inc. subsidiary, PlanPrescriber, has now published a report for beneficiaries of Medicare who are looking to purchase additional stand-alone insurance that covers dental. Part A and B of Medicare (also known as the Original program) does not include dental in its coverage. Therefore, if a beneficiary of Medicare experiences a medical emergency where their teeth need care, the original plan might or might not provide coverage for the emergency, depending on who has provided the care. Furthermore, basic Medicare coverage does not provide the type of dental coverage that…

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Growing number of young adults in Minnesota have health insurance coverage

The Minnesota and Massachusetts health insurance coverage rates are currently drawing attention as they have achieved rates of 98 percent and officials try to determine whether or not they have reached their highest possible levels. A Minnesota survey published in an article called “Many Minnesotans Still Without Insurance” has indicated that the segment of people within the state who are currently uninsured has not entirely returned to the levels that had been reached by the end of 2009. The uninsured rate last year had kept stable at 9.1 percent, regardless…

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91% of Texans to be insured by 2014, thanks to the Affordable Care Act

The Texas Medicaid Director, Billy Millwee, spoke to the House Public Health and Insurance committees this week regarding the Affordable Care Act. The director has been tracking the trends and effects that the federal health care law has birthed in the state and has come to a promising conclusion. Currently, 74% of the state’s residents have some form of health insurance coverage. Millwee claims that when the Affordable Care Act is fully enacted in 2014, this will jump to 91%. By that time, only 2.3 million Texans will have no…

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Employees look to cancer insurance to fill the gap left by employers’ high deductible health coverage

Employers in California, as well as across the country, are attempting to cut the costs… associated with the skyrocketing medical insurance premiums by choosing higher deductible health coverage that shifts some of the expense to the employees. In response, many of those employees are looking to supplemental health plans like cancer insurance as a way to fill in the gaps that are being left behind by that employer sponsored insurance. Though these efforts were not very common as recently as two years ago, they are increasingly becoming the norm. That…

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Pennsylvania to answer consumer questions regarding state’s health insurance exchange

As Pennsylvania continues its slow and steady march toward building a health insurance exchange, residents of the state are coming to the Department of Insurance with questions about how the exchange will affect them. The state’s Department of Insurance has been awarded a $1 million grant from the federal government to help keep consumers informed over the matter. With the money, the department has hired additional staff, whose purpose it is to answer the questions consumers have about the exchange and the Affordable Care Act. Pennsylvania has stood in opposition…

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Several states await Supreme Court decision before driving forward with insurance exchanges

A number of states have indicated that they aren’t yet pushing ahead on their creation of the insurance exchanges that are required by the Obama Administration’s healthcare overhaul until the Supreme Court has made its decision regarding whether or not that element of the reform is overturned or repealed. The primary concern with this tactic, though, is that by that point, it may be too late to begin working on the insurance exchanges in order to have them in place by the deadline. The Obama Administration will be making the…

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Report shows that employees in California will be paying more for their health insurance coverage

InstantHealthInsuranceQuotes.com, a premium aggregation website, has released a new report that shows how employees in California are beginning to pay more for their insurance coverage. The report suggests that employers are trickling down the cost of coverage to their employees in an attempt to offset the cost of insurance. This is largely due to the rate at which health insurance premiums are rising. Some employers claim that rates are rising to levels that they can no longer support without more help from workers. The company’s report is based on a…

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