Live Insurance News

Health insurance hasn’t eliminated worries about medical costs

October 16, 2014October 13, 2014 H. Cutner

alternative painkiller insurance medication health care cost

One in four Americans who have coverage are still worried about expenses associated with major illness. A recent poll has shown that despite the fact that people are covered by health insurance, they are still maintaining a certain level of concern when it comes to the financial impact that they would face if they should ever experience a major illness. The research showed that one quarter of Americans who do have a private health plan remain worried. This reveals that despite the fact that they do have health insurance coverage,…

Health insurance coverage is now protecting more Americans

September 19, 2014September 17, 2014 Julie Campbell

Health Insurance coverage - uninsured drops

A new survey has shown that the number of uninsured people in the United States has dropped. This week, federal researchers have reported that in the first quarter of 2014, there was a substantial decline in the number of people in the United States who do not have health insurance. This represents the very first official federal measure of the number of uninsured people, this year. This represents the first time the federal government has measured the number of Americans without health insurance coverage since the individual mandate of the…

Veterans Affairs Clinics audit shows massive health care wait times

June 12, 2014June 10, 2014 Julie Campbell

It was revealed that over 100,000 veterans are currently experiencing three month delays for appointments. An internal audit that has now been released by the struggling agency has shown that the Veterans Affairs clinics are currently facing extremely long wait times for appointments. These medical centers operated by the U.S. Department of Veterans Affairs often have waits of over 90 days. In fact, what the audit report showed was that there are over 100,000 vets who are experiencing wait times of at least 90 days for their appointments at Veterans…

Insurance technology could soon bring wearables into health care

March 12, 2014March 10, 2014 Julie Campbell

fitbit fitness tracker health care life insurance technology

Fitness and activity trackers are becoming popular and could provide helpful medical data. Just as pay as you drive policies are becoming popular among auto insurers, a new form of potential insurance technology is now becoming increasingly popular along with the trend of wearable devices and gadgets such as smartwatches and fitness bands. This could prove to be exceptionally helpful to the health care industry, and perhaps to insurers, as well. As fitness trackers such as Fitbit become increasingly commonplace, and major smartwatch manufacturers enhance their products with activity monitoring…

The impact of one hour of sleep on health care costs

March 10, 2014March 8, 2014 Julie Campbell

EU auto insurance rates stress men male driver

Daylight savings time strips drivers of one hour of sleep, causing a surprising and costly result. One hour of sleep may not seem like a tremendous amount, but as the majority of the country grumbled over having to “spring forward” with daylight savings time, health care costs saw a notable, short term spike that will only repeat itself at the same time next year. Many studies continue to show that even one hour of sleep can have detrimental effects. At the same time that the majority of people do like…

Health care reform marketing isn’t reaching some ethnic groups

February 21, 2014February 18, 2014 Julie Campbell

Certain communities, such as Latinos, have not been enrolling in the exchanges as much as others. According to the latest data from the health care reform enrollments, Latinos are the ethnic group in the United States that has the greatest amount to gain from purchasing insurance plans but are also the group that are among the least likely to actually sign up. At least one in every three Latinos in the United States do not have health insurance. This is a far greater rate of enrollments among the Caucasians and…

Health care reform mandate delayed yet again

February 13, 2014February 11, 2014 Julie Campbell

The White House has now put off employer fines until 2016 after continued rollout struggles. According to the latest large delay issued by the Obama administration for the health care reform, the majority of employers will still not face a fine next year if they do not offer insurance benefits to their employees, yet. The timing of the implementation of this element of the health insurance law has now been pushed back. According to the Affordable Care Act’s regulations, the Treasury Department has stated that businesses that have between 50…