Tag: dog bite insurance claims

State Farm Reports Dog Bite Claims Hit $1.57 Billion in 2024: What’s Behind the Spike

Logan B.
Dog bite claims

For those of us who share our lives with dogs, they’re more than pets; they’re family. But with that wagging tail and soulful gaze comes a responsibility we often don’t think about until things go sideways. According to the Insurance Information Institute (Triple-I) and State Farm, U.S. insurers shelled out an eye-watering $1.57 billion in dog-related injury claims in 2024. Yes, billion—with a “B.” That’s a nearly 19% increase in the number of claims from 2023, and a staggering 48% rise over the past decade. What’s driving this trend, and…

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Home insurance coverage rules shock many new dog owners in adoption boom

Logan B.
Home-insurance-coverage - Doberman and a Yorkshire Terrier

The pandemic has caused breeders and shelters to sell out, but some owners aren’t as covered as they think. Dogs were among the sales booms to take off as a result of the pandemic, but many owners are shocked to discover that their home insurance coverage doesn’t cover their new pets. There are certain breeds that many insurers simply will not cover for expensive liability claims. As a result, if a dog bites someone or causes them injuries in another way such as by scratching them or jumping on them,…

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American dog bite insurance claims rose to $686 million in 2017

Julie Campbell
Dog Bite Insurance - Homeowners Insurance - Aggressive Dog - Angry Dog -

The country saw a 2.2 percent increase in the cost of these claims, said the Insurance Information Institute. The Insurance Information Institute has released its latest U.S. dog bite insurance claims data. The report showed a 2.2 percent increase in the total cost of claims nationwide last year. Claims values themselves increased by a considerable amount in 2017 when compared to 2016. Dog bite insurance claims values rose to over $686 million in 2017. This paid for the year’s 18,552 claims. The average cost per single dog bite claim rose…

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The cost of dog bite insurance claims is steadily increasing

dog bite

Over one in three homeowners insurance liability claim payments are a result of these suits. According to data from the Insurance Information Institute, in 2011, more than a third of all of the claims paid out for homeowners liability coverage had to do with a dog bite. In fact, those filings made up almost $479 million in payments in that year alone. The largest American writer of homeowners policies, State Farm Mutual Automobile Insurance Company, paid out over $109 million to people who were bitten by dogs. It received almost…

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