Live Insurance News

The impact of one hour of sleep on health care costs

March 10, 2014March 8, 2014 Julie Campbell

EU auto insurance rates stress men male driver

Daylight savings time strips drivers of one hour of sleep, causing a surprising and costly result. One hour of sleep may not seem like a tremendous amount, but as the majority of the country grumbled over having to “spring forward” with daylight savings time, health care costs saw a notable, short term spike that will only repeat itself at the same time next year. Many studies continue to show that even one hour of sleep can have detrimental effects. At the same time that the majority of people do like…

Will auto insurance rates rise because of Google Glass?

February 27, 2014February 25, 2014 G. Turner

The popularity of wearable technology and augmented reality glasses could soon have an impact on premiums. In a move that could one day – in the not too distant future – impact the auto insurance premiums that motorists are facing every year, Google is currently lobbying officials in three or more American states to try to put a halt to the proposed limitations for driving while wearing augmented reality glasses and headsets, such as Google Glass. This represents one of the first major legal battles over the AR based wearable…

5 Reasons Texting and Driving is a Terrible Habit

August 10, 2013April 21, 2014 Guest Author

Texting and driving is a terrible habit. The statistics don’t lie. Here are five great reasons not to send a text while behind the wheel. Remember, when you drive, you aren’t the only person that can face the consequences of your actions. 1. It’s More Dangerous Than Driving Drunk Texting while driving is now the most dangerous distraction on the road, period. New statistics show texting in your car while driving is six-times more dangerous than driving drunk. That means it is riskier to text while driving than to drink…

Auto insurance survey sheds light on distracted driving

June 1, 2013June 2, 2013 Logan B.

New Jersey auto insurance influenced by distracted drivers Plymouth Rock Assurance, an auto insurance organization based in New Jersey, has released the results of a new survey concerning distracted driving. The survey suggests that texting while driving remains a significant problem in New Jersey. Though not implied by the survey, this problem could be contributing to the rising costs of auto insurance. Distractions are taken very seriously by the auto insurance sector, and any distraction could be justifiable cause to raise premiums due to the inherent risks they represent. Many…

Auto insurance frustration spawns new legislation in Connecticut

May 7, 2013May 6, 2013 Dan

Lawmakers continue to grow frustrated over lack of compliance with auto insurance laws Connecticut lawmakers have been expressing frustration when it comes to the state’s ban on talking and texting on mobile devices while driving. The law is meant to cut down on activities that could distract drivers and cause accidents, but many drivers have chosen to ignore the law entirely. This has caused lawmakers to consider a more aggressive approach on the matter by highlighting the financial aspects of car accidents. Legislators believe that the prospect of higher auto…

Teen auto deaths spike during summer months

January 8, 2013January 10, 2014 Nordstrom

Distracted driving practices attributed to a spike in summer deaths of teenage drivers in 2010, a study by Fatality Analysis Reporting System reports. According to the study, approximately 45 people between the ages of 15 and 20 died each weekend from June through September in the year 2010. Such young deaths are “sobering” according to Sandy Spavone, the executive director with the National Organizations for Youth Safety. The main reason they hit so hard is because these deaths could so easily be avoided. Spavone feels these deaths are completely avoidable…

Distracted driving from texting increases odds of crash by 23 times

July 8, 2012July 8, 2012 Marc

Writing or reading a text on a smartphone takes the eyes off the road for too long. The National Safety Council’s (NSC) statistics regarding distracted driving have shown that motorists who send and receive text messages while behind the wheel are 23 times more likely to be involved in a crash. These behaviors cause drivers to look away from the road too often or too long. When both eyes and attention are being taken off the road, the risk of making a mistake or not seeing a change in the…