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UK versus US dental insurance

June 9, 2013April 21, 2014 Guest Author

Dental insurance helps to cover the cost of dental care. In the UK, dental insurance is much less common than in the USA, as many people rely on the National Health Service for their dental care, while in the USA there is no state-funded health system and fees are consequently considerably higher. UK dental insurance Dental insurance is sometimes provided by companies and employers as part of an employee benefits package and individual policies are also available. Dental insurance policies may provide cover for NHS or private dental treatment, but…

New dental insurance legislation passes Wisconsin Senate

May 10, 2013May 25, 2013 Logan B.

Dental Insurance Children’s Dental Health Month

Lawmakers pass bill concerning dental insurance The Wisconsin State Senate has approved a new bill concerning dental insurance. This type of insurance coverage has long been a somewhat controversial matter throughout the U.S. Many consumers currently go without dental insurance coverage due to the costs associated with certain policies. Many also consider dental insurance to be inadequate, as there are many costs that are not covered by policies. The legislation passed by lawmakers this week aims to provide more flexibility to dentists who often wrangle with these insurance policies. New…

Dental insurance bill passed by Wisconsin state Assembly

April 20, 2013April 18, 2013 G. Turner

A bill containing a change to the current regulations in the state has now moved forward, despite opposition. Wisconsin’s Republican led state Assembly has just passed a dental insurance bill, over opposition from considerable business lobby. The bill was passed on a bipartisan vote this week to permit dentists to charge higher prices. The dental insurance bill is designed to give dentists the ability to charge more money for certain specific services that they perform. In doing so, changes have now been forced into private contracts that are already in…

Prudential is taking its dental insurance across the country

May 24, 2012April 30, 2013

The small business group coverage has expanded to 190,000 network locations. Prudential Financial, Inc. has announced that its business for group coverage will now offer dental insurance in every one of the states across the country. It has broadened its three network offerings, making sure that there is a variety of strengths and a solid regional presence. This will mean that there are now approximately 190,000 different provider locations throughout the United States to meet all of their dental care needs. It also allows the policyholders to select the dental…

Allstate to offer group dental insurance through Guardian

May 17, 2012April 30, 2013

The insurer will be providing new benefits in a new agreement. Top employee benefits provider, Allstate Benefits, has announced that it will be working in a partnership with The Guardian Life Insurance Company of America to offer a cost-effective group dental insurance product. Guardian is recognized as one of the biggest mutual life insurers in the United States. Together, the two companies will be offering the group dental plan called DentalGuard, which will become available to employers in July 2012. This partnership will significantly broaden the capabilities of Allstate Benefits,…

Is the United States facing a dentist shortage?

April 14, 2012May 28, 2012 Marc

A dentist shortage has been identified in the United States – particularly in areas where there are higher levels of poverty – and it is now being predicted that this problem will only increase by 2014 when the Affordable Care Act goes into full force. Thousands of Americans are visiting emergency rooms every day to obtain treatments for dental problems that are considered to be entirely preventable. For example, in 2009, there were over 830,000 E.R. visits for just this type of problem, such as tooth abscesses that make it…

Adding supplemental dental insurance to Medicare coverage

March 11, 2012April 30, 2013

eHealth, Inc. subsidiary, PlanPrescriber, has now published a report for beneficiaries of Medicare who are looking to purchase additional stand-alone insurance that covers dental. Part A and B of Medicare (also known as the Original program) does not include dental in its coverage. Therefore, if a beneficiary of Medicare experiences a medical emergency where their teeth need care, the original plan might or might not provide coverage for the emergency, depending on who has provided the care. Furthermore, basic Medicare coverage does not provide the type of dental coverage that…