Adolescent drivers have a fatal crash rate per mile driven nearly three times greater than that of adults. In the hopes of reducing the risks associated with teen distracted driving, the Allstate Drivewise app is aimed at keeping focus on the road. The fatal crash risks among adolescent drivers are significantly higher than they are among adult motorists. Allstate Insurance is hoping to reduce the impact of “The 100 Deadliest Days” that happen each year. Among 16 to 19 year olds, the fatal crash rate per mile drive is almost…
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Auto insurance discounts from new safety features are few and far between
Automakers are continually adding safety features to their models but this isn’t making coverage cheaper. Every year, vehicles have a new list of safety features, but they don’t appear to be reflected in auto insurance discounts. A handful of years ago, the devices commonplace in the latest models didn’t even exist. In theory, these are making cars safer. Yet insurance companies are not reflecting that safety boost in the premiums charged for coverage. Many consumers are now asking why they’re not paying less when they own far safer vehicles. The…
Read MoreA good tire pressure gauge is a vital part of winter safety
You may have put your winter tires on, but if they aren’t properly inflated, they aren’t as effective. Across the United States and Canada, a growing number of insurance companies are offering discounts for careful attention to safety throughout winter months, such as using winter tires, but drivers should also be investing in a high quality digital tire pressure gauge to make sure their inflation is where it should be. Fluctuating temperatures make it especially important to keep an eye on tire inflation levels. On the Canadian side of the…
Read MoreAuto insurance discounts are missed by 84 percent of US drivers
A recent study has shown that only 16 percent of American motorists actually take advantage of all savings opportunities. A new report was recently released by insuranceQuotes.com and has shown that a large majority of consumers in the United States are not taking advantage of all of the potential auto insurance discounts for which they might qualify with their providers. The report showed that only 16 percent of drivers had actually asked their insurance company about discounts. Among the types of auto insurance discount that are common are marriage, low…
Read MoreThe Secrets of Cheaper Auto Insurance
Auto insurance is something that people have been trying to figure out how to lower since it was invented. Obviously, it is a bill that has to be paid, yet we always seem to be surprised at the listed rate. People get made at cable companies for their hidden fees, but at least they are honest on the bill about how they reached the total. While, on the other hand, the fees that come along with car insurance bills simply remain hidden, yet you are expected to pay the amount…
Read MoreDonating a car in California will affect your auto insurance rates
Many people are surprised at the impact of donations on their own premiums. Watching the recent news headlines has revealed that donating a car in California has become a growing trend in the state, but at the same time, many of these generous individuals and businesses are discovering that the impact that this can have on auto insurance premiums can be a surprising one. There are many different factors impacting premiums and a donation can alter these calculations. While many people feel that by donating a car in California, they…
Read MoreAuto Insurance Discounts You May Not Know About
Many of us spend a large portion of our incomes on car maintenance, repairs, and auto insurance. To help decrease the high costs associated with car ownership, it is extremely beneficial to be cognizant of ways to save on auto insurance. Auto insurance can get expensive, but many people are unaware of the auto insurance discounts available to them. Below is an overview of several types of auto insurance discounts you may not know about. Have Multiple Cars Under the Same Insurance Policy If you own more than one car,…
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