The Supreme Court began its second day of hearing the case against the controversial Affordable Care Act on Tuesday this week. The focus of day two was centered on whether Congress could require Americans to purchase health insurance. The Obama administration’s top lawyers were ready to defend the insurance mandate imposed by the health care law, but conservative Justices of the Court were quick to issue their concerns regarding the matter. This could signal some serious problems for the future of the Affordable Care Act. Only three minutes into the…
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How to find individual health insurance by yourself
When your health insurance is sponsored by your employer, it is easy enough to know which policy to choose because it has typically been selected for you, but when you are unemployed, self-employed, or employed by a company that doesn’t offer this medical benefits, then it is up to you to find your own coverage. Use the following tips to help you locate the right policy and price to fit your needs: • Healthcare.gov – this federal government site provides a number of questions that you can answer in order…
Read MoreSupreme Court to begin litigation on Affordable Care Act this month
This month, the U.S. Supreme Court will begin litigation on the controversial Affordable Care Act. The federal law seeks to radically change the structure of the country’s health care industry and introduces new insurance regulations that are aimed at benefiting consumers. The Act was signed into law in 2010 and has since been a point of contention for political leaders and legislators throughout the U.S. Many states have backed the Affordable Care Act, but others have filed lawsuits against the federal government, accusing the law of being unconstitutional. The Supreme…
Read MoreOklahoma shelves plans to build its own health insurance exchange
Oklahoma lawmakers have determined that the state will not work to build its own health insurance exchange. The exchange is mandated by the Affordable Care Act. Federal officials claim that insurance exchanges would give consumers access to affordable coverage and help reduce the cost of insurance premiums. Oklahoma legislators are not keen to take this as fact, however, and will wait until the U.S. Supreme Court has reviewed the federal law before they continue to work to comply with the federal government’s mandates. Oklahoma is one of many states that…
Read MoreGrowing number of young adults in Minnesota have health insurance coverage
The Minnesota and Massachusetts health insurance coverage rates are currently drawing attention as they have achieved rates of 98 percent and officials try to determine whether or not they have reached their highest possible levels. A Minnesota survey published in an article called “Many Minnesotans Still Without Insurance” has indicated that the segment of people within the state who are currently uninsured has not entirely returned to the levels that had been reached by the end of 2009. The uninsured rate last year had kept stable at 9.1 percent, regardless…
Read More91% of Texans to be insured by 2014, thanks to the Affordable Care Act
The Texas Medicaid Director, Billy Millwee, spoke to the House Public Health and Insurance committees this week regarding the Affordable Care Act. The director has been tracking the trends and effects that the federal health care law has birthed in the state and has come to a promising conclusion. Currently, 74% of the state’s residents have some form of health insurance coverage. Millwee claims that when the Affordable Care Act is fully enacted in 2014, this will jump to 91%. By that time, only 2.3 million Texans will have no…
Read MoreOregon Legislature convenes to determine the course for the last days of the legislative session of February
February is quickly coming to an end, but the Oregon Legislature still has much to discuss. State lawmakers met in the city of Salem this week to map out their plans for what remains of this month’s legislative session. The topics that will receive their attention in these latter days are education initiatives, construction bonds, logging and use of water, and the state’s plans to build its own health insurance exchange. Notably, Governor John Kitzhaber’s plans to reform the state’s Medicaid program have been cut from the current session. Though…
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