Iowa Insurance Commissioner Gerhart to step down before the end of the year

Iowa Insurance Commissioner Gerhart , Nick

The governor’s office has announced that the commissioner will be leaving his post as of December 23, 2016. The Iowa Governor’s Office has announced that Insurance Commissioner Gerhart has resigned. It stated that the resignation of Nick Gerhart will become effective as of December 21, 2016. The outspoken commissioner said in an interview this week that he had opted not to pursue another term. Commissioner Nick Gerhart has held the position in Iowa since February 1, 2013. Insurance Commissioner Gerhart’s wife, Jessica, is expecting their first child, who is due…

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Health insurance companies are making Americans happier

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Recent data shows that consumers are more satisfied with their insurers than they were 2 years ago. New research is showing that people like their health insurance companies more now than they did a couple of years ago. At the same time that they seem more satisfied with their insurers, they have not warmed up to the Affordable Care Act. As insurance company satisfaction rises, people are liking the Affordable Care Act less than they previously did. Despite the fact that coverage is weakening and premiums are rising, health insurance…

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Will the Trump health care strategy terminate Obamacare?

Health care vote insurance Donald Trump

The president-elect has repeatedly said the repeal of the Affordable Care Act would be among his first acts. If the campaign promises are to be believed, the Trump health care strategy’s implementation will be one of the first steps taken once the president-elect is sworn in. Over the last few months, Donald Trump has stated that he would repeal and replace the Affordable Care Act. As Americans shop for coverage on the 2017 insurance exchanges, many wonder what will happen next. During a debate in October, Trump said “Obamacare is…

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Obamacare health insurance progress could stall, says CDC

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A recent government report praised the coverage expanded by the Affordable Care Act, but still shows concerns. The Centers for Disease Control and Prevention released a report assessing Obamacare health insurance. Within the report, President Barack Obama was praised for having brought the number of uninsured Americans to a record low. However, it also cautioned of potentially stalling progress this year. The report was based on a CDC study that said the Affordable Care Act may have maxed out its effectiveness. The CDC warned that Obamacare health insurance may have…

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Americans are shopping outside health insurance exchanges for coverage

Group Health Insurance Exchanges

Millions of people are buying health plans off the marketplaces to avoid massive rate hikes. As premiums are headed skyward at many health insurance exchanges, people are looking for alternatives. Many Americans have decided to stop shopping in those official markets. Instead, they are purchasing health plans through insurance companies off the exchanges. The purpose is to try to avoid being faced with the rate hikes that are often in the double digits. The Obama administration is working to reverse this trend. The goal is to make health insurance exchanges…

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Health insurance policies aren’t stopping people from using the ER

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Among the predicted benefits of the Affordable Care Act was that people would stop using this last resort care. When the Affordable Care Act went into effect, one of the advantages was supposed to be that health insurance policies would reduce the use of hospital emergency rooms. That said, despite the fact that many millions of people are now covered, they’re still headed to the ER. This is problematic as emergency room medical care is among the most expensive types of health care. The belief was that because people would…

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Will higher health insurance rates keep insurers in the exchanges?

health insurance rates

Regulators across the country are allowing insurance companies to make health plans more expensive. State regulators across the nation have been steadily giving the nod to increased health insurance rates. In fact, many have made it possible for those insurers to raise premiums more than the companies had requested. This may appear to be in opposition to the goal of keeping rates as low as possible for consumers. However, a data analysis conducted by USA TODAY suggested a different purpose for these decisions. The national newspaper indicated that the regulators…

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