How to Evaluate an Insurance Settlement Offer: What Most Consumers Miss

hiring an attorney and how much they cost

After an accident or injury, receiving a settlement offer from an insurance company might seem like a relief. But according to personal injury attorney Chris Mova, consumers often miss critical factors when evaluating these offers. “Insurance companies are in the business of making money, not maximizing payouts,” explains Mova, founder of Mova Law Group, a law firm in California specializing in personal injury cases. “Their initial offers are typically calculated to save them money, not to fully compensate you for your injuries.” Based on Mova’s insights, here are key considerations…

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How To File A Personal Injury Claim

Personal injury law, which attorneys refer to as tort law, allows you to make a claim for compensation when injured in an accident caused by the negligent, careless, reckless, or intentional conduct of another party. State laws control the process for filing a personal injury claim, including setting limits on how long you have from the date of an accident to assert the claim or lose the right to recover damages. You generally must follow the law of the state in which an accident occurred, so the smart thing is…

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