Category: Insurance Industry News

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Did Allstate Just Find a Loophole in Texas Data Privacy Laws

Tate Ellison
Allstate data collection

Texas Court Ruling Shields Allstate in Landmark Data Privacy Case A Texas court has delivered a striking decision in the ongoing data privacy battle between Attorney General Ken Paxton and insurance giant Allstate Corp. On April 10, Judge Vince Santini of the 457th District Court ruled that Allstate and its subsidiary, Arity 875 LLC, cannot be sued in Texas for allegedly harvesting consumers’ driving data without consent. The reason? Neither company is headquartered nor incorporated in Texas. For Attorney General Paxton, this is no ordinary case. It’s a whopping blow…

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5,000 Denials and Counting: Why Nevada Homeowners Are in Crisis Mode

Ben Jones
Nevada Homeowners Are in Crisis

Wildfire Risks Leave Nevada Homeowners Without Insurance Imagine opening a notice in the mail and discovering your home insurance has been canceled. For hundreds of homeowners in Nevada, this isn’t a hypothetical situation. Insurance companies, wary of increasing wildfire risks, are pulling out of high-risk areas, leaving families scrambling for coverage and, in many cases, coming up empty. A striking 481 homeowners in Nevada saw their insurance policies canceled or were denied renewal in 2023 due to wildfire risks. That’s an 82% rise compared to the previous year. What’s worse,…

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Colorado’s Home Insurance Rules Echo the Affordable Care Act for Health Insurers

Nordstrom
Coloroda Home Insurance Reforms

Colorado is rolling out major reforms to its home insurance market, and if the changes feel familiar, there’s good reason. The state’s new legislation bears a striking resemblance to the Affordable Care Act (ACA) in how it aims to ensure fairness and hold insurers accountable. But unlike health insurance, where metrics like medical loss ratios are more stable, applying similar rules to home insurance opens up a whole new set of challenges. What’s the 75% Rule All About? Under the new law, Colorado home insurers are required to spend at…

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Homeowners Insurance in Colorado Is Out of Control. Here’s How the State Is Fighting Back

Logan B.
Homeowners Insurance in Colorado

Colorado’s Push to Tame Homeowners Insurance Costs with State-Funded Programs With insurance rates soaring and natural disasters reshaping risk models, Colorado is taking bold strides to tackle skyrocketing homeowners insurance costs. From introducing a new state-backed reinsurance program to launching the FAIR Plan for vulnerable properties, policymakers are navigating a labyrinth of challenges to bring relief to stressed homeowners. But as with any grand plan, the devil is in the details. Understanding the Proposed Fee At the core of Colorado’s legislative efforts lies House Bill 1302, a proposal designed to…

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Florida Property Insurance Shake-Up: What Every Homeowner Must Know in 2025

Tate Ellison
Florida Property Insurance

Florida Property Insurance – New Players, Wildfire Risks, and Legislative Shifts The property insurance market in Florida has long been a hot topic, and 2025 is no exception. With new insurers entering the state, wildfire hazard maps being updated, and ongoing legislative battles shaping the landscape, Floridians are witnessing significant developments. But what does all this mean for homeowners, insurers, and the future of property coverage in the Sunshine State? Here’s a closer look. Florida Welcomes New Insurers Amid Shifting Market Dynamics Over the past two years, Florida has seen…

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State Farm Rate Hike Fallout: Californians Brace for Judge’s Decision

H. Cutner
California Insurance news State Farm Hearing Update

Californians on Edge as Judge Weighs State Farm’s Rate Hike Request The courtroom drama around State Farm’s emergency rate hike request might be finished, but the fallout is just beginning. After a high-stakes, three-day hearing in Oakland, the insurer, the California Department of Insurance, and advocacy groups are all waiting on an administrative law judge to decide if the proposed increases will formally take effect. And while this legal tug-of-war plays out, roughly three million California homeowners and policyholders are bracing themselves for what these changes might mean for their…

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Hazing Prevention Matters, But What About Hazing Insurance? Lessons From Northwestern

Angela Linders
Hazing Prevention

Northwestern University Hazing Settlements Reshape Liability Landscape for Higher Education Northwestern University, a prestigious institution often celebrated for its academics and athletics, is now under scrutiny for an unfolding hazing scandal that has rocked its reputation. The university recently entered a provisional settlement resolving claims of hazing, sexual abuse, and racial discrimination among its football players. While the terms of the settlement remain confidential, the ripple effects on the broader landscape of liability insurance for educational institutions are undeniable. For universities and insurers alike, this case serves as a stark…

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