Solution Reduces Costs, Enhances Risk Management, Improves Member Experience Gradient AI, a leading enterprise software provider of artificial intelligence (AI) solutions in the insurance industry announced today that True Captive Insurance, a provider of innovative healthcare solutions for employers of all sizes, has selected its SAIL™ solution to help reduce group healthcare insurance costs while maintaining a high standard of care for member companies. Driven by the desire to have more control over company insurance plans, health insurance captives, like True Captive, have recently gained in popularity and are experiencing tremendous growth.…
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Daily articles posted on health insurance changes for all lines of business. Whether you are an agent or a small business owner you will be captivated in how much this industry is changing in the United States today.
Linked-Benefit Long-Term Care Video Library Launched By AALTCI
Sales of linked-benefit long-term care insurance continue to outpace traditional long-term care policies. A new video library will provide meaningful information to prospective buyers. “There is enormous interest in linked benefit long-term care,” states Jesse Slome, director of the American Association for Long-Term Care Insurance director. “Judging by the consumer inquiries we receive, there are also many misconceptions and some flawed information that we wanted to address.” The Association has just launched an online video library that will consist of short informative videos focused specifically on hybrid or linked-benefit long-term…
Read More4 Questions You Should Ask Your Insurance Company Before Deciding On A Palliative Care Facility
Moving a loved one into a palliative care facility is never easy. There are many things to consider, and you want to make sure that you are making the best decision for your family member. One thing that you should do before making a final decision is to speak with your insurance company about hospice medicare billing. They may have specific requirements or restrictions on which facilities they will cover. This article will discuss five questions that you should ask your insurance company before deciding on a palliative care facility. What…
Read MoreOver 14.5 million Americans enrolled in Affordable Care Act health insurance
Wednesday was the 12-year anniversary of the implementation of Obamacare in the United States. There are 14.5 million Americans currently enrolled in the Affordable Care Act for 2022, according to US government statistics released on Wednesday, the 12-year anniversary of the law’s implementation. That represents a substantial 21 percent increase in enrollment over the numbers from 2021. According to the data released by the federal government, 10.3 million people enrolled in the 33 states across the country that use the federal government’s own marketplace at healthcare.gov. The remaining 4.3 million…
Read MoreAlmost 3 in 4 employees would change their health insurance plan to save money
A new Centivo survey of workers with employer-sponsored coverage revealed this trend. The results of a recent Centivo survey of employees with an employer-sponsored health insurance plan showed that those workers would be willing to take less coverage to save money. The research aimed to find out how willing workers are to alter their coverage if it improved affordability. What the survey found was that 73 percent of the survey respondents would be willing to modify the core features of their health insurance plan if it meant that they would…
Read MoreMillions of state residents could lose their California health insurance
If the stopgap measures put into place for the pandemic are allowed to expire, coverage levels could fall. Millions of Californians are currently facing the risk of losing their California health insurance this year if the federal measures established during the COVID-19 pandemic crisis are allowed to expire this year. The American Rescue Plan and other assistance made coverage particularly affordable. The increased assistance from the American Rescue Plan made it possible for two of every three Californians enrolled in Covered California health insurance plans to gain access to coverage…
Read MoreHealth plans partner with Amazon Pharmacy to offer members drug discounts
Blue Plan members in five US states now have a discount card available to save on medication. Blue Cross Blue Shield health plans customers in five US states now have a prescription drug discount card available to save on medications at Amazon Pharmacy. The announcement was made by Amazon Pharmacy chief medical officer Nworah Ayogu. Ayogu announced the new discount cards for members of the health plans last week at a health tech conference. The initial rollout of the discount cards will be available to members in Nebraska, New Jersey,…
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