Does your next trip need vacation liability RV insurance?

RV Insurance - Vacation - Road Trip

Recreational vehicle drivers could be found at fault if an accident occurs while parked at a campsite. As road trip season is now getting well underway, many camper drivers are wondering what kinds of RV insurance they need to make sure their trips don’t come with unwanted surprise expenses. When you have a motorhome, you face different risks than those you face as a regular car driver. RV insurance isn’t the same as auto, travel, or vacation home coverage. It is a unique way to spend time on the road…

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Motorcycle insurance costs less than what many riders expect

Motorcycle Insurance - Costs

Many people think it costs considerably more to insure their vehicle than is actually the case. It’s that time of year again, when riders head back onto the road and have to make sure they have all the motorcycle insurance they require wherever they intend to go. It’s always a good idea to review your policy each year to be sure you still have the right coverage. Motorcycle insurance is required by law in most states across the country. While many riders will bristle at that news, what’s important to…

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Boat insurance companies release hurricane season preparedness tips

Boat insurance - Boat on stormy water

The Atlantic hurricane season starts in June and insurers want watercraft owners to keep their property safe. As boating season begins, hurricane season is also approaching, so boat insurance companies are issuing reminders to owners to make some simple changes to protect their property. Many of the tips are straightforward and should be a part of annual maintenance for watercraft. Though it is difficult to predict whether there will be an active season for hurricanes and tropical storms, it is always a good idea to take the right steps to…

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Motorcycle crashes see double-digit increases, including fatalities

Motorcycle crashes - crash of motorcycle

Riders are at double the risk of deadly accidents compared to all other road vehicles. Motorcycle crashes are on their way up, including those leading to rider fatalities, placing them in far greater danger than any other vehicle operators on the road. According to a recently released report, fatal accidents rose by 11 percent from 2019 to 2020. The report focused on a ValuePenguin study that examined fatal motorcycle crashes for the five years starting in 2016, the latest available data. Riders are more than twice as likely to be…

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Motorcycle insurance companies recommend adequate protective clothing

Motorcycle insurance - first person motorcycle perspective

Insurers have underscored the importance of wearing the right gear for riders on the road. As riders head out onto the roads, motorcycle insurance companies are reminded of the importance of wearing the right protective clothing. Riders are vulnerable to severe injury while riding normally as well as in the case of a motorcycle crash. As the riding season gets underway, motorcycle insurance companies want their motorcycle policyholders to remember how to keep themselves safe as some of the most vulnerable road users. Riders face risks every day they’re on…

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State Farm boat insurance claims frequently involve small objects

Boat insurance - Boat on water

Striking things under the surface of the water are leading to a rising amount of damage. State Farm recently released boat insurance data showing that striking floating or submerged objects are the leading cause of claims for the last five years. The insurer also released recommendations to help watercraft owners to avoid costly damage. While boat insurance is vital to have in case damage happens, what’s even better than having adequate coverage is not having to make a claim in the first place. State Farm is hoping that watercraft owners…

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Useful Things to Know as a Motorhome Owner

motorhome insurance and Maintenance

There are lots of perks to being a motorhome owner, and if you’re someone who loves to spend your holidays in areas of natural beauty, then purchasing one might be something you are considering. Not only are they great for extended trips, but they are ideal for weekend excursions as well. You can go to places that are a bit more remote, provided there is a decent road to get there, or park up at a campsite on the coast or in the countryside and enjoy the company of other…

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