Looking to Buy a Select Home Warranty – What Should You Look For?

A home is more than a building; people require several amenities to make a house inhabitable. Everything from air conditioners to refrigerators is an essential appliance in a home, which improves the quality of life.  But like all machines and electronic devices, these appliances are subject to malfunctioning or breaking down. Some of these appliances are integral to the home like the intercom, garbage disposal, etc.  All electronic home appliances come with a warranty period, but most warranties expire after ten years. People moving into fully-furnished buildings that are older…

Read More

Three more Florida property insurance companies cancel policies

Florida property insurance - damage from hurricane

Over 53,000 additional homeowners’ policies across the state are being cancelled due to hurricane claims. Three Florida property insurance companies have added their names to the list of insurers that have been cancelling policies in the state due to hurricane claims. Together, the three insurers will either cancel or not renew over 53,000 policies starting in June. These Florida property insurance cancellations are occurring just before the start of the 2021 hurricane season. Affected customers will be receiving a letter to advise them of the fact that their policies will…

Read More

State Farm to provide free tech to detect electrical fires before they start

Electrical fires - wires in wall

The Ting sensors are able to spot hazards before they have the opportunity to spark a blaze. Electrical fires comprise about 13 percent of all blazes that affect homes. They kill hundreds of people every year and result in almost $1.3 billion in home damage every year, according to a National Fire Protection Association 2019 Survey. State Farm has invested in Whisker Labs and will provide the Ting Sensor to its home customers. The Ting sensor technology is meant to help mitigate hazards associated with electrical fires in homes. It…

Read More

Health insurance costs are rising in part due to unhealthy Millennials

Health insurance costs - Millennials

A recent Blue Cross Blue Shield Health Index points to medical claims in younger people. A recent Blue Closs Blue Shield Health Index medical claim study showed that health insurance costs are being driven upward by the frequency of claims from medical conditions among Millennials. Though still young, this generation has a range of conditions reducing quality of life and life expectancy. According to the study, one in every three Millennials has a medical condition that will reduce their quality of life and life expectancy. “Based on these findings, we’re…

Read More

4 Reasons Why Your Hiring Process Should Include an Education Check

Hiring Process and how to run an education check

The decision to hire someone new for a position with your company is an important one. Not only will this person represent a significant investment on your part, but you’re trusting them with a lot about your business’s future success. You don’t want to rush the process or choose a candidate without being absolutely certain that they’re the right one for the job. Performing a background check before making your final decision is a no-brainer, but it’s essential to make sure your checks are thorough enough. In addition to checking…

Read More

Insurance companies must boost wildfire preparedness, says California commissioner

Wildfire preparedness - firefighter and scorched home

Ricardo Lara has called on property insurers to play a role in assisting homes and businesses in readiness. California Insurance Commissioner Ricardo Lara has called for property insurers across the state to play a larger role in boosting wildfire preparedness among homeowners and businesses. The goal is to create improved widespread readiness as the fire risk season approaches this year. At the end of last week, Lara gave an update on the actions that California communities are taking to help promote wildfire preparedness among state residents. He spoke during a…

Read More

Sovereign Home Loans Provide Better Home Loan Rates in NZ

Almost every Bank out there has a standard when it comes to having an interest rate and a special interest rate. But the thing that you need to keep in your mind is that the special home loan rates are only for those people who have more than 20% equity.  If you have less than 20% it then standard interest rates will be applying for you but if you have more than 20% then a special interest rate will be applying for you. If a standard interest rate is applying…

Read More