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Assisted Living Advantages for Independent Seniors

March 9, 2025March 9, 2025 Guest Author

assisted living facilities and what you need to know

Assisted Living Advantages for Independent Seniors: Balancing Support and Freedom For many seniors, the idea of transitioning into an assisted living community can feel like a compromise between independence and the need for support. At Columbia Cottage in Pennsylvania, we believe that assisted living isn’t about sacrificing your independence; it’s about enhancing it. In fact, one of the greatest assisted living advantages is the ability to balance a vibrant, independent lifestyle with the security and personalized care that ensures your well-being. In this post, we explore how assisted living communities…

State Farm Calibration Pilot Program Leaves Repair Shops and Drivers Divided

March 7, 2025March 7, 2025 Live Insurance News

Consumers and auto repair professionals alike are feeling the effects of State Farm’s new calibration pilot program, which began in October 2023. While the program promises to streamline advanced driver assistance system (ADAS) calibrations and reimburse repair facilities accurately, many Colorado-based shops are raising concerns about insufficient payments and challenges meeting manufacturer standards. The situation highlights growing pains not only for the insurance industry but also for consumers navigating post-collision repairs. What Is State Farm’s Calibration Pilot Program? State Farm launched its calibration pilot program for Colorado and Michigan, with…

Florida’s Home Insurance Crisis Deepens Amid Revelations of Financial Practices

March 7, 2025March 6, 2025 Tate Ellison

Lawmakers Begin Scrutiny of Insurance Industry Practices Florida’s property insurance market has been a focal point of concern for years, with homeowners facing skyrocketing premiums and limited options. However, new information has surfaced, shedding light on financial practices within the insurance industry that raise serious questions about transparency. A report from March 2022, commissioned by the state’s Office of Insurance Regulation, has now become central to this discussion. Though it was completed over a year ago, it wasn’t made public at the time. It was only obtained recently through a…

The Rise of Non-Admitted Carriers in High-Risk States Like California

March 6, 2025March 6, 2025 Nordstrom

Kin Insurance Expands into California, Bringing Solutions to a Challenged Market California homeowners have long faced an uphill battle when it comes to securing affordable and comprehensive home insurance. This struggle has only been amplified by the growing threat of wildfires and other extreme weather events. With traditional insurers retreating from high-risk areas, the gap in coverage has widened. However, Kin Insurance, a direct-to-consumer insurtech player, has stepped in with a promise to tackle these challenges head-on. The California Insurance Crisis For years, large insurance companies have been reducing their…

Liberty Mutual’s Big Move: Why Safeco Insurance Is Retiring After 100 Years

March 6, 2025March 5, 2025 H. Cutner

Safeco Insurance to Retire Brand Name by 2026, Liberty Mutual Consolidates Personal Lines Under Its Banner The insurance industry is undergoing another round of transformation, with Liberty Mutual Insurance announcing plans to retire the Safeco Insurance brand name in 2026. Safeco, a name synonymous with the independent agent channel for home, auto, and specialty insurance, will no longer serve as a standalone identity. All of Liberty Mutual’s personal lines products will instead operate exclusively under the Liberty Mutual name. Safeco’s Legacy of Strength and Partnership Since its founding in 1923…

Texas Class Action Lawsuit Accuses GEICO of Failing to Honor Accident Forgiveness Program

March 5, 2025March 4, 2025 Tate Ellison

A class action lawsuit has been filed against GEICO in Texas, claiming the insurance giant misrepresented its Accident Forgiveness program, resulting in significant financial hardships for some policyholders. The lawsuit, brought by Texas resident Christopher Cude on February 25, alleges that GEICO raised his auto insurance premium by over 91% following a minor, first at-fault accident involving his wife. According to court documents, Cude’s premium increased from $1,358 to $2,664 upon policy renewal, despite the fact that his policy included Accident Forgiveness, which GEICO promotes as a safeguard against rate…

How New Insurance Laws Could Change Auto and Home Insurance in Florida Forever

March 5, 2025March 4, 2025 Ben Jones

Florida Insurance Woes as Challenges Mount for Homeowners and Drivers Florida is at a crossroads when it comes to its insurance market, with homeowners and automotive policyholders grappling with escalating costs and industry instability. State lawmakers are taking on the issue with proposed laws that aim to create transparency, reduce premiums, and hold insurance companies accountable. However, with rising property insurance premiums and Florida’s rank as the most expensive state for car insurance, finding a workable solution is proving complex. Here’s a closer look at what’s happening, why it’s important,…