Live Insurance News

Pay-As-You-Go Auto Insurance: Custom Coverage for Today’s Driving Habits

April 12, 2025April 13, 2025 Guest Author

The conventional auto insurance model was designed for a world where most people commuted daily and used their vehicles consistently. Today’s reality is far more diverse, with remote work, ridesharing, public transportation options, and varying driving patterns becoming increasingly common. Pay-as-you-go auto insurance has emerged as a flexible solution tailored to these modern driving habits. Understanding Pay-As-You-Go Auto Insurance Models Pay-as-you-go auto insurance encompasses several different approaches, all designed to align coverage more closely with actual vehicle usage: Usage-Based Programs These monitor your driving habits through telematics devices or smartphone…

Why Over 700,000 People Are Waiting for Lemonade’s New Car Insurance

April 4, 2025April 3, 2025 Logan B.

Lemonade’s 700,000 Waiting Customers: The Future of Car Insurance Is Knocking When Lemonade, the tech-driven disruptor in the insurance world, announced that over 700,000 customers are lined up, eagerly awaiting its car insurance rollout in regions where it’s not yet available, it turned a few heads. That’s not just a waitlist—that’s a crowd, and it’s a strong indicator that something significant is brewing in the car insurance industry. But what’s fueling this surge of interest? And what does it say about where the insurance market is headed? Lemonade’s Growing Waitlist:…

Texas Class Action Lawsuit Accuses GEICO of Failing to Honor Accident Forgiveness Program

March 5, 2025March 4, 2025 Tate Ellison

A class action lawsuit has been filed against GEICO in Texas, claiming the insurance giant misrepresented its Accident Forgiveness program, resulting in significant financial hardships for some policyholders. The lawsuit, brought by Texas resident Christopher Cude on February 25, alleges that GEICO raised his auto insurance premium by over 91% following a minor, first at-fault accident involving his wife. According to court documents, Cude’s premium increased from $1,358 to $2,664 upon policy renewal, despite the fact that his policy included Accident Forgiveness, which GEICO promotes as a safeguard against rate…

How Staged Accidents Are Evolving Rapidly and How to Protect Yourself

February 1, 2025February 1, 2025 Live Insurance News

Staged Car Accidents and the Growing Role of Dashcams in Fighting Fraud Staged car accidents are increasingly becoming a scourge on our roads, costing billions annually while endangering innocent drivers. These orchestrated collisions are a form of insurance fraud where scammers manipulate traffic conditions to cause crashes, aiming to pocket compensation through exaggerated injury claims or repair costs. The victims not only face financial strain but also risk severe injury. However, a new weapon is emerging in the fight against staged accidents—dashcams. These compact cameras are quietly transforming how drivers,…

Can AI Really Decide Your Medical Needs? Texas Says Not Alone

January 28, 2025January 27, 2025 Ben Jones

Texas Senator Pushes for Stricter AI Regulations in Health Insurance Claims AI in Health Insurance: A Double-Edged Sword The health insurance industry is increasingly turning to artificial intelligence (AI) to streamline processes like patient claims. AI promises faster results, reduced administrative costs, and fewer delays. However, as Texas lawmaker Senator Charles Schwertner highlights with his recently proposed legislation, this growing reliance on AI also comes with serious risks—especially when AI systems replace human expertise in critical medical decisions. Schwertner introduced a bill on January 16 that aims to limit the…

Mastering CRM Selection: Expert Tips for Startups and Small Businesses

January 28, 2025 Guest Author

Introduction to Choosing the Perfect CRM In today’s competitive market, startups and small businesses rely heavily on building and nurturing customer relationships. Customer relationship management (CRM) software can be a game-changer, offering tools to streamline processes, improve customer engagement, and scale operations. However, choosing the right CRM consulting service is often a challenge for startups with limited resources. This guide offers a step-by-step approach to help small businesses select and implement the ideal CRM solution. Why is CRM Software Critical for Business? CRM software is critical for startups as it…

How to Pass the Michigan Real Estate Exam on Your First Try

January 14, 2025 Guest Author

The preparations for any examination can be overwhelming because you hope all that hard work you put in will be reflected in the results slip. RealEstateU will help begin your journey in the world of real estate and fully deserve and earn your license. With the right approach and by using the right resources, passing on your first attempt is very possible. This article will discuss a few tips that will help you ace the test and move forward in your real estate career. The following is a guide you…