Day: April 15, 2025

Did Allstate Just Find a Loophole in Texas Data Privacy Laws

Tate Ellison
Allstate data collection

Texas Court Ruling Shields Allstate in Landmark Data Privacy Case A Texas court has delivered a striking decision in the ongoing data privacy battle between Attorney General Ken Paxton and insurance giant Allstate Corp. On April 10, Judge Vince Santini of the 457th District Court ruled that Allstate and its subsidiary, Arity 875 LLC, cannot be sued in Texas for allegedly harvesting consumers’ driving data without consent. The reason? Neither company is headquartered nor incorporated in Texas. For Attorney General Paxton, this is no ordinary case. It’s a whopping blow…

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5,000 Denials and Counting: Why Nevada Homeowners Are in Crisis Mode

Ben Jones
Nevada Homeowners Are in Crisis

Wildfire Risks Leave Nevada Homeowners Without Insurance Imagine opening a notice in the mail and discovering your home insurance has been canceled. For hundreds of homeowners in Nevada, this isn’t a hypothetical situation. Insurance companies, wary of increasing wildfire risks, are pulling out of high-risk areas, leaving families scrambling for coverage and, in many cases, coming up empty. A striking 481 homeowners in Nevada saw their insurance policies canceled or were denied renewal in 2023 due to wildfire risks. That’s an 82% rise compared to the previous year. What’s worse,…

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Colorado’s Home Insurance Rules Echo the Affordable Care Act for Health Insurers

Nordstrom
Coloroda Home Insurance Reforms

Colorado is rolling out major reforms to its home insurance market, and if the changes feel familiar, there’s good reason. The state’s new legislation bears a striking resemblance to the Affordable Care Act (ACA) in how it aims to ensure fairness and hold insurers accountable. But unlike health insurance, where metrics like medical loss ratios are more stable, applying similar rules to home insurance opens up a whole new set of challenges. What’s the 75% Rule All About? Under the new law, Colorado home insurers are required to spend at…

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