Farmers Insurance Escapes Whopping $26M Judgment – Here’s Why It Matters

Farmers court ruling insurance law

Oregon Supreme Court Ruling in Bellshaw v. Farmers Insurance Company of Oregon Rewrites the Playbook for Insurer Obligations The Oregon Supreme Court’s April 2025 decision in Bellshaw v. Farmers Insurance Company of Oregon has drawn attention across the insurance industry, raising questions about insurer liability, policyholder rights, and the future of regulatory practices. By reversing a staggering $26.3 million class action judgment against Farmers Insurance, the court defined the scope of insurers’ obligations under Oregon’s “choice-of-shop” insurance law, leaving both insurers and policyholders to grapple with its broader implications. A…

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Tesla Insurance Tweaks Draw Mixed Reactions From Drivers and Insurers

Tesla

Tesla’s Risky Move to Refine Risk Ratings Tesla Insurance Services Inc. has once again landed in the spotlight—but this time, it’s about subtraction, not innovation. The electric vehicle (EV) giant recently announced it would no longer use forward-collision warnings as part of its proprietary Safety Score Beta program. This comes on the heels of ongoing lawsuits alleging some controversial practices inflated premiums for Tesla drivers. The move raises eyebrows, not just for what it says about Tesla’s insurance ambitions but also for the broader debate on telematics and consumer privacy.…

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Homeowners Insurance in Colorado Is Out of Control. Here’s How the State Is Fighting Back

Homeowners Insurance in Colorado

Colorado’s Push to Tame Homeowners Insurance Costs with State-Funded Programs With insurance rates soaring and natural disasters reshaping risk models, Colorado is taking bold strides to tackle skyrocketing homeowners insurance costs. From introducing a new state-backed reinsurance program to launching the FAIR Plan for vulnerable properties, policymakers are navigating a labyrinth of challenges to bring relief to stressed homeowners. But as with any grand plan, the devil is in the details. Understanding the Proposed Fee At the core of Colorado’s legislative efforts lies House Bill 1302, a proposal designed to…

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