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What Types Of Insurance are Needed for Cleaning Companies

March 31, 2023 Guest Author

insurance for cleaning companies and the coverages

Cleaning services come in all shapes and sizes— from solo entrepreneurs to small agencies with hired employees. No matter the type or the size of your business, your goal is the same: you want to provide top notch services with adequate coverage in case of any accidents. It’s a non-disputed fact that cleaning companies such as uniqueclean.ie provide important services, but it’s also crucial to build trust. Not only should your cleaning employees treat all clients with the utmost care and respect, but you should have their backs when it…

Insurance companies like State Farm say now is the time for spring maintenance

March 30, 2023March 29, 2023 John Bowers

Spring maintenance - Taking care of home

As the weather warms, and winter is left behind, homeowner have a few chores to complete. As tempting as it is to get outside and enjoy warmer spring weather, insurance companies are reminding homeowners that it’s best not to wait to complete spring maintenance tasks. State Farm has issued a reminder to customers including five tasks that are best to complete. In the spirit of reminding customers about spring maintenance and the importance of making sure the home is ready for the warmer months and everything that they come with,…

Cyber insurance is not a priority among many small and midsize businesses

March 23, 2023March 22, 2023 Nordstrom

SMBs often don’t see the need for the coverage because they don’t expect to be affected by such incidents. According to the results of a new poll, approximately half of the small and midsize businesses (SMBs) operating out of Singapore don’t feel that they need cyber insurance or are undecided as to whether it offers them any potential benefit. This trend aligns with those in the United States, according to several past polls. The SMBs feel that they are not at risk because they don’t store sensitive data online. According…

Physicians, Is Your Tail Covered? Why Must You Consider Tail Coverage When Switching Practices

March 16, 2023 Guest Author

medical malpractice what is tail coverage

Many new physicians may feel relieved when offered a contract that includes malpractice coverage by the hospital. However, unfortunately, things are not the same when switching to another practice opportunity after a few years! It is where tail malpractice coverage comes in. When switching your practice, it offers a backup plan in case any patient brings up a claim from your previous practice. Even if you still think you do not need one, here are some scenarios where you may be required to, or it will be a good idea…

Fannie Mae considers forgoing title insurance

March 16, 2023March 15, 2023 Nordstrom

The government-run company is considering eliminating this requirement for some mortgage lenders. Fannie Mae is considering a program that would bypass the need for title insurance and attorney opinion letters, according to a number of recent media reports. The program would allow certain mortgage lenders to be able to waive the requirements for the coverage. The program Fannie Mae is considering would waive required title insurance coverage for some lenders on loans sold to the government-run company, according to a recent The Real Deal report. Fannie Mae backs trillions of…

Ukraine parliament approves $500 million ship insurance fund

March 1, 2023March 1, 2023 Marc

The country has made the move to help ensure that it can export more grain from its ports. As a component of a broader strategy to ensure it can export more of its grain, the Ukrainian parliament has approved a $500 million ship insurance fund to provide coverage for vessels experiencing any damage while at the country’s ports. The country is seeking to renegotiate the Black Sea Grain Initiative terms while Russia’s invasion continues. Ukraine is preparing for the renegotiation of the Black Sea Grain Initiative and have approved a…

Workers compensation bill would cover mental injuries

February 20, 2023February 17, 2023 Marc

Workers compensation - Claim Form - document

A new bill in Nebraska is aiming to recognize that not all injuries suffered on the job are physical. Under current Nebraska law, workers compensation does not cover mental injuries suffered by employees who are on the job when something traumatic happens. Employees of a business where a shooting takes place, for instance, are covered only for physical wounds. The emotional scars left behind from witnessing something terrifying or horrific are not covered by workers compensation in the state. However, a new bill introduced by Senator Carol Blood (Bellevue) is…