From Appliances to Insurance Rates—What Harmonic Distortion Means for Your Home Imagine paying higher energy bills because your refrigerator is working overtime, or worse, dealing with an electrical fire caused by chaotic energy surges in your home. Harmonic distortion, an often-overlooked electrical problem, is becoming a growing concern for households across the U.S. It’s not just your appliances and safety at risk—this issue could also affect your insurance premiums. Are insurance companies already factoring harmonic distortion into their calculations, or is this yet another issue that will drive rates up…
Read MoreAuthor: Ryan Cox
California Faces Another Tough Blow as USAA Implements Steep Rate Increase
Significant Insurance Rate Hikes for USAA Customers in California California homeowners are facing significant financial adjustments as USAA Casualty Insurance Co. announces a sharp increase in insurance rates. Effective December 1, 2024, the company has implemented an average rate hike of 25.9%, with increases for some policyholders reaching a staggering 48.5%. This decision comes amid a broader pattern of rising insurance rates across California and reflects evolving challenges within the state’s already strained insurance market. Rate Increases Across USAA Subsidiaries The December rate hike is part of a wider adjustment…
Read MoreFlorida Cracks Down on Insurers, Returns $6 Million to Consumers
Florida Insurance Commissioner Returns Nearly $6 Million to Consumers Following Insurance Investigations This Year The Florida Office of Insurance Regulation (FLOIR), under the leadership of the state’s insurance commissioner, has taken significant action against insurers failing to meet administrative and consumer protection standards. Throughout 2024, these efforts have culminated in nearly $6 million being returned to consumers. This regulatory crackdown highlights the state’s commitment to holding insurance companies accountable and ensuring Florida residents receive fair treatment in handling claims and other insurance-related processes. Details of Fines and Investigations FLOIR’s efforts…
Read MoreLong Distance Moving Hacks to Simplify Your Move
It can be overwhelming to move across town, much less to another state or across the country. If you have a move in the near future, take a deep breath and consider the following long-distance moving hacks and tips to make life easier. Create a Moving Checklist To avoid much of the stress of moving, start the process with a moving checklist. Keep it in a binder where everyone in the household can access it. This checklist should include each of the steps, beginning with hiring the moving company and…
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