Author: Logan B.

Homeowner’s Flood Insurance Claim Rejected Over Previous Owner’s Neglect

Logan B.
Flood insurance doesn't cover damage

Tropical Storm Debby Leaves Homeowner with Denied Claim and $100,000 in Damages In early August, Tropical Storm Debby unleashed its fury on Pinellas County, Florida, submerging streets and inundating homes in its path. Among the affected residents was Danielle Jensen, who believed her home was safeguarded under a flood insurance policy purchased through the National Flood Insurance Program (NFIP). Despite her careful planning, Jensen’s $8,600 investment in protection crumbled when her insurance claim was denied, leaving her family to face nearly $100,000 in damages. The denial came as a shock…

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From Ted Lasso to the NFL, Cristo Fernández Joins Patrick Mahomes for a State Farm Adventure

Logan B.
State Farm's New Advertisement

Cristo Fernández, widely recognized for his role as the cheerful footballer Dani Rojas in the hit series ‘Ted Lasso’, has recently expanded his talents into the world of advertising. Fernández stars alongside NFL superstar Patrick Mahomes in the new State Farm campaign “Bundle Is Life,” a collaboration that highlights his versatility and love for sports. In a recent interview with Sports Illustrated, Fernández shared his experiences filming the campaign, his newfound NFL fandom, and thoughts on the future of ‘Ted Lasso’. Cristo Fernández and Patrick Mahomes Unite in State Farm’s…

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The Elusive Nature of Time: Does It Really Speed Up with Age?

Logan B.
Speed of time

Have you ever felt that time seems to fly by faster as you get older? You’re not alone. Many adults report feeling that the years pass by more quickly with age, leading to the common perception that time accelerates as we grow older. But is there any truth to this feeling, or is it just an illusion? Let’s explore the scientific and psychological insights into time perception and uncover the factors that contribute to this phenomenon. Understanding Time Perception Time perception is a complex cognitive function that is influenced by…

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Navigating the New Normal: Home Insurance Deductibles Doubled

Logan B.
insurance companies are raising homeowners' deductibles

In a significant shift that is reshaping the landscape for homeowners, many home insurance companies are raising homeowners’ deductibles from 1% to 2%. This move is prompting homeowners nationwide to reassess their policies and consider the financial implications of higher out-of-pocket expenses in the event of a claim. A Growing Trend in the Insurance Industry The trend of increasing deductibles is becoming more prevalent as insurers recalibrate their strategies to manage the rising costs associated with claims, particularly those related to natural disasters. According to John Cross, a Home Insurance…

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APCIA Criticizes Consumer Watchdog’s Eligibility in California Insurance Proceedings

Logan B.
California insurance nonprofit organization consumer advocate group

Controversy Arises in California Insurance Over Consumer Watchdog’s Eligibility The American Property Casualty Insurance Association (APCIA) has issued a statement against Consumer Watchdog following a recent development that has sparked significant controversy within the insurance industry. Consumer Watchdog, a nonprofit organization, was deemed eligible to receive compensation in California Department of Insurance proceedings as an intervenor for the next two years. This decision came despite numerous concerns raised by both the insurance industry and government officials regarding the group’s role and effectiveness. Industry Concerns Raised Questions have emerged about how…

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Allstate’s National General Accused of Forcing Unnecessary Insurance on 2 Million Cars

Logan B.
auto insurance lawsuit

The U.S. Department of Justice (DOJ) has filed a civil lawsuit against Allstate-owned National General, accusing the auto insurance brand of defrauding customers by force-placing unnecessary Collateral Protection Insurance (CPI) on vehicles financed by Wells Fargo. This lawsuit, filed in the U.S. District Court for the Western District of Pennsylvania, addresses fraudulent activities that allegedly occurred between October 2005 and September 2016. Allstate’s National General and The Forced Placed Insurance Allegations The DOJ claims that National General, which was acquired by Allstate in early 2021, imposed CPI on borrowers who…

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Are Your Ties and Heels Slowly Killing You? Office Attire’s Dirty Little Secret!

Logan B.
insurance agents and office attire health issues

The COVID-19 pandemic has changed many aspects of our lives, including how we dress for the office. Gone are the days of working in our pajamas. Now, as employees return to the office, they are opting for formal and semi-formal attire, perhaps in a bid to impress, but is this costing us our health? Beware the Killer Ties and Germy Gear A study conducted found that wearing a necktie can reduce blood flow to the brain by up to 7.5 per cent. This reduced blood flow can lead to dizziness,…

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