Author: John Bowers

John joined the team as a UK actuary in 2010, having gained experience in system development at a UK insurance company prior to joining RNA. He currently oversees the development and advancement of all actuarial models for RNA's global market as the Global Product Manager. Fellow of the Institute of Actuaries 14 years post-qualification System Development Actuary, Royal Liver Assurance UK Former Head of Consulting EMEA, RNA RNA Analytics is a global actuarial and risk management consulting firm headquartered in Reigate, United Kingdom. The RNA Analytics Team is located across the United Kingdom, Spain, Japan, Korea and Hong Kong, and provides actuarial and risk management software and consulting services to financial institutions around the world.

Is Sitting Really the New Smoking? Debunking the Myth

July 31, 2024July 30, 2024 John Bowers

The Sitting Health Risks Statistics Compared to Smoking While prolonged sitting is undoubtedly detrimental to health, it’s important to differentiate its risks from those associated with smoking. A 2018 study found that sitting for more than eight hours a day increases the risk of death by 22%, whereas smoking increases it by 180%. However, some medical experts argue that the health risks of sitting for extended periods can be comparable to those of smoking. For instance, prolonged sitting can lead to blood pooling in your legs, causing varicose veins or…

Is your flood insurance ready for Atlantic Hurricane Season’s start tomorrow?

May 31, 2024May 30, 2024 John Bowers

The official beginning is June 1 and experts are predicting that it will be an active one With the start of Atlantic Hurricane Season tomorrow, preparedness experts are reminding consumers who have waited until the last minute about the importance of flood insurance. FEMA is among those urging property owners to buy coverage Hurricanes can cause damage from many different issues, ranging from high winds to flooding, but the latter requires additional flood insurance coverage as rising overland waters are not typically covered by a standard home policy. Many people…

Insurance companies like State Farm say now is the time for spring maintenance

March 30, 2023March 29, 2023 John Bowers

Spring maintenance - Taking care of home

As the weather warms, and winter is left behind, homeowner have a few chores to complete. As tempting as it is to get outside and enjoy warmer spring weather, insurance companies are reminding homeowners that it’s best not to wait to complete spring maintenance tasks. State Farm has issued a reminder to customers including five tasks that are best to complete. In the spirit of reminding customers about spring maintenance and the importance of making sure the home is ready for the warmer months and everything that they come with,…

Contractors All Risk Insurance

October 14, 2020 John Bowers

As a general contractor, you’re responsible for a great deal when it comes to a construction project. From the people working on the site to the ultimate structural soundness of the building, there’s a lot of potential liability. For that reason, it’s important to have insurance coverage that matches those liabilities. In some cases, that will mean having higher coverage than another business in the same earnings bracket. But you have access to insurance policy options designed specifically for contractors in the form of all risk insurance. In this article,…